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NerdWallet > Rewards Credit Cards > Fidelity Rewards Visa
Review / Compare / Reward Calculations / Interest Calculations / Rankings / Comments
Fidelity Rewards Visa
Fidelity Investment+Rewards+Visa+Signature Credit Card

(3.5/5 - 60 Votes)
Net Annual Rewards
$357
of Fidelity Account
Reward Rate
1.50% for first $15,000 /yr then 2.00%
Annual Fee
$0
Signing Promo
None
APR, variable*
APR:
13.99%
Default:
29.99%
Cash Adv:
24.99%
Intro APR Promotions
Purchase:
None
Transfer:
0% for 7 mos
Summary
  • Rewards deposit into Fidelity account

Compare To Our Most Popular Cards For The Category

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Compare To Blue Cash Preferred℠ Card from American Express

Why do we think you should consider this card?

Earn $150 cash back after spending $1,000 in eligible purchases in the first 3 months of Cardmembership

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Reward Details & Calculator

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Rewards Type: Fidelity Account

Signing Promotion
$0
Estimated Annual Rewards
$21,600 * 1.65%
$357
Annual Fee, 2 yr avg
$0
Annual Rewards (Rewards less Fees)
$357

Calculate Interest & Finance Charges

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Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.

Finance Charge, Balance Transfer of $10,000*

Balance Transfer Fee, 4.0%
$400
Promo APR, First 7 months
$0
APR, 17 months
$2,265
Total
$2,665

*Average APR for Balance Transfers of 11.9% includes transfer fees and APR promotions.

Effective Annual Rate, Purchases

Promo EAR, 0 months
0.00%
Ongoing EAR, 24 months
14.92%
Total EAR, 24 months
14.92%

APR Rankings

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APR
13.99%
ranks #1364 out of 1751 cards.
Average is 11.78%.
Balance Transfer Fee
4%
ranks #1317 out of 1639 cards.
Average is 1.67%.
Cash Advance APR
24.99%
ranks #803 out of 1002 cards.
Average is 18.74%.

Rewards Rankings

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Annual Fee
$0
ranks #1 out of 1773 cards.
Average is $9.
Base Reward Rate
1.5%
ranks #16 out of 963 cards.
Average is 0.99%.
Effective Reward Rate
1.65%
ranks #21 out of 958 cards.
Average is 1.04%.
Sign-up Bonus
$0
ranks #1762 out of 1762 cards.
Average is $33.
Credit Card Review: Fidelity Rewards Visa


Author:
STEPHEN

In general, the Fidelity cards rank well for people with Fidelity savings accounts, and who do not spend enough on gas, groceries, and restaurants to benefit from the bonus rewards from cards like Amex Blue Cash or Costco TrueEarnings.

Keep in mind that Fidelity rewards must be deposited into Fidelity savings accounts. If you do not have one, consider trying the next best card on the list. Also, this particular Fidelity card only gives out rewards every time you spend $5,000 – i.e, 5,000 points gets you a $50 deposit into your Fidelity account.

You may also want to consider one of the other 3 Fidelity cards instead, those pay 2% whereas this one pays 1.5% for the first $15,000 then 2% thereafter.

  • fidelity visa cardholder

    My free Fidelity checking account accepts these rewards and permits funds to be withdrawn at any time via electronic transfer or by writing a check.

  • http://arstraussrv@yahoo.com Arnold Strauss

    I am interested in applying for you “cash back” credit card.
    I have been with Fidelity Investments for almost 30 years.

  • Brian

    I have this card and see an option for a straight cash back reward. Is there some kind of catch that I'm not seeing? If I wait to accumulate 25,000 points I am eligible for a $250 cash reward, or a 1 point-1cent ratio.

    • http://intensedebate.com/profiles/nerdwallet nerdwallet

      That's right Brian, you're eligible to exchange your points for cash on a 1 point/cent ratio, starting at 5,000 points. So for every 5,000 points, you can get $50. But then you earn 1.5 points per $1 that you spend up to the first $15,000, and after that you earn 2 points per $1.

      So all in, you are earning 1.5% cash back on the first $15,000, then 2% after that.

  • alex

    Is this card compatible with a Fidelity mySmart Cash checking account? 

    • http://www.nerdwallet.com/ Tim

      I believe it’s compatible with any and all Fidelity accounts.

  • Interested

    Does this card have charge fees for foreign transactions?

  • Not So Interested Anymore

    Looks like it takes a detailed comparison with another card to show the Int’l fee: 3%. Ouch.

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