Fifth Third Real Life Rewards®
Fifth Third Real Life Rewards®
Fifth Third Real Life Rewards®
Card details
Earn 2 Real Life Rewards® points for every $1 spent on gas and grocery store purchases
Earn 1 point for every $1 spent on all other purchases
0% Introductory APR on Purchases and Balance Transfers for the first 12 billing cycles after the account is opened. After the Introductory Period, APR will be 13.24% to 24.24% based on creditworthiness. After account opening, this APR will vary with the market based on the WSJ Prime Rate
No Annual Fee
Cellular Phone Protection
Zero Liability
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
None
Intro APR
Purchase: 0% for 12 mos
Transfer: 0% for 12 mos
Ongoing APR
Min APR: 13.99%, Variable
Max APR: 24.99%, Variable
Penalty APR: Up to 30.74%, Variable
Cash Advance APR: 25.74%, Variable
Balance transfer fee
4%
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
 Fifth Third Real Life Rewards® | ||
|---|---|---|
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR13.99% - 24.99% Variable | Regular APRSee Terms | |
Intro APRPurchase: 0% for 12 mos | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Tim Chen
Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period on Purchases and Balance Transfers
Cons
Verdict - This is a mediocre rewards card. Pick a better one at on our rewards credit card homepage.
Fifth Third Bank Visa Signature Rewards offers 2% back on gas, for up to $500 per month. In terms of other rewards, you get 1% back up to $25,000 a year, 1.25% back between $25,001 and $50,000 per year, and so on, capping out at 2% back when you spend above $100,000 per year on this card. There is no annual fee.
However, you can fare much better with a different rewards card. If you are a big spender and thing Fifth Third rewards are attractive, consider the following: after you spend $6,500 a year earnings 0.5% on American Express Blue Cash, your reward rate gets bumped to 1.25%, and you get 5% back on gas & groceries. Therefore, anyone who spends above $25,000 a year is likely to do substantially better with Blue Cash.
