First Citizens Bank Credit Card

First Citizens Bank Credit Card

First Citizens Bank Credit Card

First Citizens Bank Credit Card

First Citizens Bank Credit Card

Loading

Card details

  • Earn 1 point per $1 spent on purchases

  • Requries 2,500 points for a $25 Visa Rewards Card

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    Purchase: 10.90%, Variable

    Cash Advance APR: 10.90%, Variable

  • Foreign transaction fee

    2%

Recommended credit score

Compare to other cards

First Citizens Bank Platinum Credit Card

First Citizens Bank Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

10.90% Variable

Regular APR

21.24%-29.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 21.24%-29.99%.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out