Spending categories
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If you fly business class, or have the flexibility to fly during "Saver Rate" days, airline miles may be worth more than 1 cent each, so move 'em up.
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A list of every credit card with no foreign transaction fee:
This card is geared toward union members, and offers discounts and benefits meant for union members, so we have to assume that this card is so popular only because of aggressive union-centric marketing. But the bottom line is, if you qualify to get this card, then there is a better card elsewhere that you also qualify for.
Here’s our beef:
The customer service at Union Plus is terrible. I had two representatives give me incorrect information about sending a payment that led to me getting negative credit reporting. I spoke to three “supervisors” who were snarky, passive aggressive and impatient, who had no concern for this and basically told me that there was nothing they could do about it because there was no record or notes on these conversations. (What?? In my experience costumer service reps at real credit card companies record notes on advice they give to customers.) They basically accused me of lying and gave me the generic snail mail complaint PO Box. Even before this I always thought the reps seemed poorly trained and unprofessional. My low interest rates also skyrocketed. Since I’m paying so much for this card, I would expect a better service.
