Schwab Bank Invest First

Est Annual Rewards, Net
$432
of Schwab Account
 Schwab Bank Invest First Credit Card
Reward RateReward DetailsAnnual Fee & PromosAPR, variableIntro APR Promotions
2.00%
  1. Earn 2% on purchases
  1. Rewards deposit into Schwab account
  2. Must call 1.866.Schwab.4 to apply
 Fee:$0
Promo: None 		Min Apr: 13.24%
Default: 21.24%
Cash Adv: N/A 		Purchase:None
Transfer:2.99% for 6 mos.
Finance Charge Calculator
Use the sliders to the left to calculate balance transfer interest and APR interest for this particular card.
Finance Charge, Balance Transfer*
TypeInterest
Balance Transfer Fee, 3.0%$300
Promo APR, First 6 months$155
APR, 30 months$4,076
Total$4,531
* calculations assume a balance transfer of $10,000 over 3 years.

Effective Annual Rate for Balance Transfers of 13.3% includes transfer fees and APR promotions. EAR>APR because APR is compounded monthly while EAR is compounded annually.

Effective Annual Rate, Purchases
Promo EAR, months0.00%
Ongoing EAR, 36 months14.07%
Total EAR, 36 months14.07%
APR Rankings
APR 13.24% ranks # 123 out of 313 cards. Average is 13.66%.
Balance Transfer Fee 3% ranks # 46 out of 305 cards. Average is 3%.
Cash Advance APR N/A

Rewards Rankings
Annual Fee $0 ranks # 1 out of 322 cards. Average is $19.
Base Reward Rate 2% ranks # 1 out of 248 cards. Average is 0.95%.
Effective Reward Rate 2% ranks # 1 out of 248 cards. Average is 1.04%.
Sign-up Bonus $0 ranks # 317 out of 317 cards. Average is $35.

Rewards Type: Schwab Account
Signing Promotion
 $0
Estimated Annual Rewards
$21,600 * 2.00% 		$432
Annual Fee, 3 yr avg
 $0
Annual Rewards (Rewards less Fees) $432


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