Union Bank Graphite(SM) American Express(R) Card Credit Card

Union Bank Graphite American Express Card

Card Details

Signing Promotion

$100 Cash Bonus after spending $1,000 - in first 3 billing cycles.

Reward Rate


Annual Fee

$0 the first year, then $99

APR, Variable

Min APR: 13.99%
Max APR: 19.99%
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 25.24%, Variable

Intro APR Promotions

Purchase: 0% for 12 mos
Transfer: 0% for 12 mos
Card Features
  • Earn 1% on purchases
  • 3% on airline purchases
  • 2% on gas and groceries
  • Bonus cash back categories
  • 0% for 12 mos on transfers
  • No foreign transaction fee
  • Has annual fee

Cardholder Reviews

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