Use your time in college to get a student credit card and build up your credit score so you’re prepared for the real world. Card issuers understand that, as a newly minted adult, you don’t have a payment history to speak of, so they’re willing to lend as long as you have an income or a co-signer. Many college student credit cards reward purchases like textbooks, eating out and entertainment – the essentials. Start your credit history off right by answering a few questions below. We’ll demystify the credit card process for you, and help you find the best card for your lifestyle. Want the Sparknotes version? Here's our list of the best student credit cards.
| Credit Card | Annual Fee | Rewards Rate | Sign Up Bonus | *Annual Savings
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![]() Citi Forward® Card for College Students |
$0* | 1.00% | Earn up to 1,200 bonus points pe... |
$120
Apply Now
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![]() JourneySM Student Rewards from Capital One® |
$0 | 1.25%* | None |
$120
Apply Now
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![]() Discover it® for Students with $20 Cashback Bonus |
$0 | 1.00%* | $20 Cash Bonus |
$106
Apply Now
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![]() Bremer Bank College Rewards |
$0 | 1.00% | 1,000 Elan Points Bonus |
$101
Apply Now
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![]() KeyBank College Rewards |
$0 | 1.00% | 1,000 KeyBank Points Bonus - aft... |
$101
Apply Now
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![]() East West Bank College Rewards |
$0 | 1.00% | 1,000 Elan Points Bonus |
$101
Apply Now
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![]() Comerica College Rewards |
$0 | 1.00% | $10 Cash Bonus |
$101
Apply Now
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![]() Citi® Dividend® Card for College Students |
$0* | 1.00%* | None |
$96
Apply Now
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![]() Discover it® for Students |
$0 | 1.00%* | None |
$96
Apply Now
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![]() Wells Fargo Cash Back College Visa Card |
$0 | 1.00% | None |
$96
Apply Now
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