Capital One Savor Cards Boost Food-Related Rewards, Add Streaming

Erin Hurd
By Erin Hurd 
Edited by Kenley Young

Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Capital One's Savor credit cards are sweetening their rewards rates on food-related categories, while also incentivizing streaming purchases.

As of May 18, 2021:

Neither card's bonus rewards rate on "entertainment" is changing — but previously, streaming services did not count as entertainment and were classified with "everything else," earning just 1% back. Here's a closer look at what's changing:

New rewards rates

• 4% back on dining, streaming services and entertainment.

• 3% back at grocery stores.

• 1% back on all other spending.

• 3% back on dining, streaming services, grocery stores and entertainment.

• 1% back on all other spending.

Previous rewards rates

• 4% back on dining and entertainment.

• 2% back at grocery stores.

• 1% back on all other spending.

• 3% back on dining and entertainment.

• 2% back at grocery stores.

• 1% back on all other spending.

Sign-up bonus

Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening..

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Annual fee



🤓Nerdy Tip

For either Savor card, "entertainment" includes things like tickets for movies, sports events, concerts, plays, qualifying tourist attractions and theme parks, zoos and aquariums. It also includes dance clubs, pool halls, bowling alleys and record stores.

What does it mean for cardholders?

The addition of streaming as a bonus category is a welcome development, and both cards are now more competitive for the foodie audience, depending on whether that food is bought at a restaurant or a grocery store. And that's an important distinction.

For instance, the Savor cards' primary competitor is the U.S. Bank Altitude® Go Visa Signature® Card, which offers 4X back at restaurants — with a $0 annual fee. So it's still possibly a better choice if much of your budget goes toward dining out.

But the Altitude Go earns only 2X back at grocery stores and on eligible streaming purchases, and "entertainment" isn't a bonus category for the card at all.

Either Savor card could now be a more valuable choice when it comes to that kind of spending.

Information related to the Capital One Savor Cash Rewards Credit Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Find the right credit card for you.

Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and we'll narrow the search for you.

Get Started
Get more smart money moves – straight to your inbox
Sign up and we’ll send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money.