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Holders of some Chase travel credit cards might not be traveling much in late summer and early fall, but they can instead use those cards to earn more miles and points closer to home, at supermarkets and gas stations.
The promotion is a response to shifts in household spending during the COVID-19 pandemic.
From Aug. 1 to Sept. 30, 2020, existing eligible cardholders will earn either 5X or 7X — depending on the card — per dollar spent on groceries and gas. Chase said eligible cardmembers will receive an e-mail notifying them that they can opt in to these offers, all of which are capped at $1,500 per month in combined spending at supermarkets and gas stations. After $1,500 per month, normal rewards apply.
Which personal cards are eligible?
5 points or miles PER DOLLAR
The following Chase credit cards will earn 5X per dollar spent on up to $1,500 in combined purchases during the promotion:
IHG® Rewards Club Select Credit Card (no longer available for new applications).
United MileagePlus® Awards Card.
United MileagePlus® Card.
7 miles PER DOLLAR
These Chase credit cards will earn 7 miles per dollar spent on up to $1,500 in combined purchases during the promotion:
United Club℠ Card
United℠ Presidential Plus℠ Card.
Cards that already earn bonus rewards in groceries and gas will earn the higher rewards rate during the limited-time offer. Cardholders must be in good standing to qualify for the accelerated-rewards offer.
Avios cards get a similar deal, plus restaurants
These cards that earn Avios as a rewards currency are also eligible for elevated rewards at grocery stores and gas stations, but with the addition of restaurants as a bonus rewards category. They receive 7 Avios per dollar spent in the three bonus categories and are also subject to the $1,500 monthly cap on combined spending for earning accelerated rewards:
What grocery purchases are eligible?
Grocery stores that qualify for rewards include supermarkets, merchants that offer a full-service grocery line (including deli and bakery) and smaller grocery stores, according to Chase’s website. Warehouse clubs, discount stores, drugstores and other merchants aren’t eligible to earn rewards under the “grocery store” category. Pickup and delivery from eligible grocery stores and grocery delivery services can also earn these rewards, the issuer says.
Chase amps up business-card rewards
A different limited-time offer is available for several Chase business credit cards. From Aug. 1 to Oct. 31, 2020, the cards will be automatically eligible for 5 points or miles per dollar spent on shipping and advertising purchases made on social media and search engines — on up to $10,000 spent in combined purchases. No activation is required.
The cards are:
Ink Plus® Business Credit Card (no longer available for new applications)
Southwest Rapid Rewards® Premier Business Credit Card
Southwest Rapid Rewards® Plus Business
United℠ Business Card
United Club℠ Business Card
How it changes the math
If you were thinking about ditching your co-branded travel credit card during the COVID-19 pandemic, these deals could give you a reason to hold onto it longer.
But the value of the promotion largely depends on whether you can spend those rewards — whether you plan to continue traveling with the same companies post-pandemic.
If you're confident you'll return to traveling with the same airlines and hotels soon, it's a welcome addition to more easily rack up points and miles for a while.