Upgrade Card Launches Cash-Back Rewards Program

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The Upgrade Cash Rewards Visa®, originally created as a credit card/installment loan hybrid product, is unveiling a cash-back rewards program.
Upgrade Visa® Card with Cash Rewards
NerdWallet rating
Beginning Oct. 29, 2020, cardholders will earn an unlimited 1.5% cash back on all purchases. Earned cash back will be applied to the next month’s balance on your card, almost like a prepayment on your bill.
Otherwise, the Upgrade Cash Rewards Visa® is remaining the same. You can still use it like a credit card to make purchases. Either pay your bill in full or carry a balance, which will convert to a fixed-rate installment plan where you make equal payments over 24 to 60 months, depending on what you're approved for.
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The ongoing APR is 14.99%-29.99%.
The Upgrade Cash Rewards Visa® has an annual fee of $0.
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    Capital One Quicksilver Cash Rewards Credit Card
    No Annual Fee
    0 Intro APR
    Capital One Quicksilver Credit Card
    NerdWallet rating

    4.6

    Earn an easy 1.5% cash back on purchases, plus 0% APR for the first 15 months on purchases and balance transfers on this no-annual-fee card. New cardholders can earn a $200 cash bonus, plus a $100 Capital One Travel portal credit!