As of April 2021, the Wells Fargo Propel American Express® card isn't available to apply for on the Wells Fargo website.
A Wells Fargo spokesperson said the issuer has paused accepting new applications for the card. That action has no immediate effect on existing cardholders, the spokesperson said.
The $0-annual-fee Wells Fargo Propel American Express® card debuted almost three years ago, in 2018. Though it lacks some of the frills of more premium (and expensive) travel credit cards, it offers a lot of value for existing customers and has been NerdWallet’s pick for "Best No-Annual-Fee Travel Credit Card" three years in a row.
The card earns triple points per $1 spent across a wide variety of popular spending categories:
Dining, including restaurants, takeout and bars.
Travel, including flights, hotels, gas stations, transit, rideshares and homestays.
Select streaming services.
All other eligible spending earns 1 point per $1 spent. Those points can be redeemed for a variety of options, including cash back and travel. They're generally worth 1 cent each regardless of how you redeem.
The Wells Fargo Propel American Express® card also comes with a few valuable side perks, like cell phone protection.
Alternatives for travel
Few no-annual-fee travel credit cards can match the value proposition of the Wells Fargo Propel American Express® card, but there are some alternatives:
For domestic travel: The $0-annual-fee Discover it® Miles earns an unlimited 1.5 miles for every $1 spent on all purchases. Plus, new applicants are eligible for a unique bonus offer, which Discover phrases this way: "UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match." As with the Propel, this card's rewards won’t lose value when you redeem them for other options outside of travel.
For international travel: The $0-annual-fee Bank of America® Travel Rewards credit card offers 1.5 points per $1 spent on purchases, and it runs on the Visa payment network, which you may find is more widely accepted internationally than AmEx or Discover. You can also earn 3 points per dollar spent if you book travel through Bank of America’s Travel Center. With this card, the value of rewards varies depending on how you redeem them. Travel generally offers the best value, at a penny per point. For cash back, points are worth half that.
Information related to the Wells Fargo Propel American Express® card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.