Best Medicare Advantage Plans in Texas 2024

More than 20 companies sell Medicare Advantage in Texas. Find out which ones are the top performers.
Kate Ashford, CSA®
By Kate Ashford, CSA® 
Updated
Edited by Holly Carey

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More than 4.5 million people in Texas are signed up for Medicare, making it the third-largest U.S. state for Medicare beneficiaries

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Oct 29, 2023.
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Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private insurance companies. It offers all the same benefits and usually some extras, such as cost help with dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they're often cheaper than paying for Medicare and a Medicare Supplement plan, but they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.

Compare Medicare Advantage plans in Texas

Insurance company
CMS Star Rating
States available
Members in high-rated plans
Member experience
Learn more
Best for size of network
UnitedHealthcare Medicare Advantage - Chapter

UnitedHealthcare

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(800) 215-3128
3.87
3.87 /5
49 states and Washington, D.C.Medium (50% to 89%)3.12 (Average)

M-F 9am-9pm ET, Sa 10am-9pm ET

Speak to a licensed insurance agent on askchapter.org

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from askchapter.org

Best for extra perks
Aetna Medicare Advantage

Aetna

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(800) 215-3128
3.98
3.98 /5
46 states and Washington, D.C.Medium (50% to 89%)3.79 (Above average)

M-F 9am-9pm ET, Sa 10am-9pm ET

Speak to a licensed insurance agent on askchapter.org

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from askchapter.org

Best for local support
Blue Cross Blue Shield Medicare Advantage

Blue Cross Blue Shield

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(800) 215-3128
3.86
3.86 /5
48 states and Puerto RicoMedium (50% to 89%)3.39 (Above average)

M-F 9am-9pm ET, Sa 10am-9pm ET

Speak to a licensed insurance agent on askchapter.org

GET A QUOTE

from askchapter.org

Best for low-cost plan availability
Humana Medicare Advantage

Humana

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(800) 215-3128
4.34
4.34 /5
49 states, Washington, D.C., and Puerto RicoHigh (90% or more)3.97 (Above average)

M-F 9am-9pm ET, Sa 10am-9pm ET

Speak to a licensed insurance agent on askchapter.org

GET A QUOTE

from askchapter.org

What to know about Medicare in Texas

Over 1 in 7 people in Texas are 65 and older, and there are a variety of Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, Texas. Accessed Oct 29, 2023.
.

  • The average monthly premium in 2024 for a Medicare Advantage plan in Texas is $9.36. (This is up from $8.82 in 2023.)

  • There are 376 Medicare Advantage plans available in Texas in 2024. (This is down from 385 plans in 2023.)

  • All Medicare-eligible people in Texas have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Texas

The following providers offer Medicare Advantage plans in Texas:

Top-rated Medicare Advantage plans in Texas

Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Texas for the 2024 plan year

Centers for Medicare & Medicaid Services. CY2024_Landscape_MA_20231005_(ZIP). Accessed Oct 29, 2023.
. (Check out more information about Medicare star ratings.)

5-star plans

The companies below offers plans in Texas that are rated 5 stars out of 5 by CMS:

  • KelseyCare Advantage.

  • UnitedHealthcare.

4.5-star plans

The companies below offers plans in Texas that are rated 4.5 stars out of 5 by CMS:

  • Devoted Health.

  • Humana.

  • UnitedHealthcare.

This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.

Third-party ratings

In its 2023 U.S. Medicare Advantage Study — the ninth it's done so far — J.D. Power measured member satisfaction with Medicare Advantage plans based on eight factors ranging from level of trust to how well a provider resolves problems or complaints. The study was fielded in the five biggest Medicare markets: California, Florida, New York, Pennsylvania and Texas.

In Texas, these Medicare Advantage providers scored at or above the regional average (634 points) on measures of member satisfaction (based on a 1,000-point scale):

  • Blue Cross and Blue Shield of Texas (676 points).

  • Cigna Health (668 ponts).

  • Humana (648 points).

  • UnitedHealthcare (634).

Medicare resources in Texas

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage companies

Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Looking for more insurance in Texas? Check out these resources:

Still deciding on the right carrier? Compare Medicare Advantage plans

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