How Much Are My IHG Points Worth?

Sam Kemmis, Sally FrenchFebruary 22, 2021
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Whether you earned them from a hotel like the Holiday Inn or through an IHG-branded credit card, you probably want to know how much your stash of IHG points is worth.

The short answer: NerdWallet values IHG points at  0.9 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer  0.9 cent or more in value from your IHG points.

Calculate your points' value

Use our calculator below to figure out how much your points are worth based on this value.

Wondering what you can do with those points? Check out our guide to redeeming IHG points for maximum value and consider some IHG sweet spots.

How do IHG points compare to other hotel programs?

IHG points are just above average in terms of value compared to other hotel programs.

If you’re transferring points at the same ratio, you’d get a better value transferring them to a hotel program with more valuable points, like Hyatt. But you’re likely also not getting a bad deal if you transfer them to IHG.

Relative to most other hotel loyalty programs, it’s easy to get value out of the IHG points you earn. To illustrate, we designed a “reward earning rate” metric, which is effectively the amount in value you can expect to earn back (in IHG points) per dollar spent. By this metric, IHG is in the middle of the pack.

Ways to earn IHG points

How easy is it to earn IHG points?

Stay at IHG hotels

The most straightforward way to earn IHG points is through actually staying at IHG hotels. You’ll typically earn 10 base points per eligible dollar spent at most IHG hotels, though you can earn even more points when you hold IHG elite status.

Get an IHG credit card

One of the fastest ways to rack up IHG points is through spending on an IHG-branded credit card, which allows you to earn points not just on spending at IHG hotels, but on your everyday purchases, too.

Chase offers two co-branded IHG credit cards:

Spend with IHG partners

Other ways to earn IHG points include spending money with IHG’s partners which include rental car company Hertz and food delivery app Grubhub.

Frequently asked questions

Based on our analysis, 10,000 IHG points are worth about $90.

Based on our analysis, 25,000 IHG points are worth about $225.

Based on our analysis, 50,000 IHG points are worth about $450.

Based on our analysis, 80,000 IHG points are worth about $720.

Based on our analysis, 100,000 IHG points are worth about $900.

How to Maximize Your Rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2021, including those best for: