Brad Walters is a former NerdWallet editor who enjoys maximizing points and miles for premium travel. He's been to more than 60 countries and counts an overwater villa in Bora Bora as his most unforgettable points redemption.
The latest from Brad
How to Choose the Right Amount for Your FSA
First, determine if your employer lets you carry over a portion of unused funds, or allows a grace period to spend the cash.
Disability Insurance: Why You Need It and How to Get It
A complete guide to how disability insurance works and how to get coverage through work or on your own.
Life Insurance for Business Owners
Having coverage can ensure you're able to pay off debts and leave your family protected in case of the unexpected.