Gregory Karp is a former NerdWallet writer and an expert in personal finance and credit cards. A journalist for more than 30 years, he has been a newspaper reporter and editor, authored two personal finance books and created the "Spending Smart" syndicated newspaper column. His awards include national recognition several times from the Society for Advancing Business Editing and Writing.
- Education: B.A. in magazine journalism and management from Syracuse University
- Awards: Society for Advancing Business Editing and Writing: Best column, Best in business projects, New Jersey Press Association: Responsible journalism, Pennsylvania Keystone Press Awards: Business or consumer story
- Organizations: Chicago Headline Club (Treasurer), Chicago Headline Club Foundation (Treasurer), Society of Professional Journalists Region 5 (Treasurer)
- Previous experience: Chicago Tribune, The Morning Call (Allentown, Pa.), The Express-Times (Easton, Pa.)
Gregory has also nerded out in...
The New York Times, The Associated Press, USA Today, Yahoo News, MarketWatch
The latest from Gregory
I Have Good Credit. Why Don’t I Qualify for That Card?
Card issuers look at many factors when considering applications. People with high scores might not make the cut, while someone with a lower score might.
10 of the Most Overhyped Credit Card Features
When choosing a new credit card, feel free to ignore these oft-touted but far-from-unique benefits.
Best Credit Cards of 2022: Why These Repeat Winners Keep Winning
Some features, rewards and perks set certain credit cards apart from the competition year after year.
5 Things to Know About the ANA Card U.S.A.
The card is good for travel to Japan and establishing U.S. credit if you’re an expatriate living in the U.S.
Best Credit Cards of 2022: 4 Features to Look For
Credit card issuers are offering more choice and flexibility as they add features to new cards.
No, Amazon Hasn’t Banned Your Visa Card
The recent Amazon-Visa spat won't hinder cardholders in the U.S. as they go about their holiday shopping — but there still could be some fallout later.
Capital One Venture X Review: A Worthy Option Among Premium Cards
Earn 2 miles per dollar spent on most purchases, and receive a slew of travel-related perks, including airport lounge access.
What Does the Mastercard-Bakkt Alliance Mean for Crypto Credit Cards?
Not everybody wants to earn crypto as a credit card reward, but availability could grow for those who want the choice.
BlockFi Rewards Card Review: Card Is ‘Paused,’ Can’t Be Used
The card is no longer available or usable. When it was, it earned 1.5% back — in your choice of more than a dozen cryptocurrencies — on all spending. (2% back after spending $30,000 in a year.)
Don’t Ask for a Credit Card Product Change Until You Do This
Switching your credit card can be a smart option, but it pays to prepare before you request a change.
AARP Credit Card Holders Endure Bumpy Move to Barclays From Chase
Barclays apologizes for long call hold times, card transition woes. Issuer beefs up call support.