The latest from Lindsay
How to Apply for a Credit Card if You’re Living Overseas
If you didn't get a card before you left the country, apply by using a U.S. address, and seek out expat-friendly cards.
Will More Than One Credit Card Help My Credit Score?
You only need one card to build a good score, but there can be indirect benefits to having multiple card accounts.
Why Credit Cards Aren’t an Ideal Emergency Fund, and How to Build One
When disaster strikes, you may need to turn to a credit card, and while some cards are better for this than others, it's not sustainable. Instead, if you can save (even a little) as you go, you'll have a true rainy-day fund.
Why Does My Credit Card Minimum Payment Keep Rising?
Credit card issuers can increase your minimum payment due to several factors. Depending on the issuer, your balance, interest and fees could affect the cost.
7 Credit Card Tips Everyone Should Know
Credit cards are a convenient and rewarding way to make purchases, but they need to be handled with care.
Should I Use a Credit Card to Donate to a Political Campaign?
It's quick and easy, but your candidate's campaign will have to pay fees that reduce the impact of your donation.
Can the Authorized User on My Credit Card Redeem Rewards?
It depends on the issuer. Some major issuers allow authorized users to redeem rewards; others don't.
Balance Transfer Credit Cards: What to Do When Your Credit Limit is Too Low
Move just part of your balance or ask for a higher limit. Alternatively, try a personal loan.
What Is Discover Deals?
Until it was discontinued in November 2018, the Discover Deals portal was a way to save on online purchases.
I’m Delinquent on a Credit Card Payment — What Should I Do?
With some effort, including paying off your balance and possibly a few late fees, credit card delinquency can be overcome.
Credit Card Tokenization: What It Is, How It Works
Tokenization replaces your sensitive card data with a jumble of letters and numbers that are useless to a hacker.
When Is the Best Time to Pay My Credit Card Bill?
Most people are just fine as long as they pay by the due date. But if you're looking to bolster your credit or reduce your interest costs, consider paying earlier.
How to Pay Your Credit Card Bill On Time, Every Time
Late payments lead to late fees and damage to your credit, but you can make it easy to remember to pay your bill.
I Defaulted on My Credit Card — Now What?
Your debt will be turned over to a collection agency, and your credit score will likely take a severe hit. Here's what to do about it.