Learn About

Auto Loans

Back to Page 1

Does a Trade-In Reduce Sales Tax?

A trade-in will almost always reduce the amount of sales tax you pay on a car.

Cara Smith's profile picture
Cara Smith

The Best Sites to Sell a Used Car Online

Selling your car online is a great way to get a competitive price for your vehicle without leaving your home.

Funto Omojola's profile picture
Funto Omojola

What is Car Loan Amortization?

Auto loan amortization is the process of paying off a car loan in installments. A car loan amortization schedule shows details that can help with decision-making about your loan.

Shannon Bradley's profile picture
Shannon Bradley

Buying a Used Car Online: What To Know

Online car retailers and marketplaces can make it easier to buy used cars without visiting a dealership.

Funto Omojola's profile picture
Funto Omojola

How to Get a Car Loan With Bad Credit

It’s possible to find an auto loan with bad credit, but it may come at a high cost.

Shannon Bradley's profile picture
Shannon Bradley

What Does ‘Out-the-Door’ Price Mean?

The out-the-door price is the total amount you'll pay for your car, truck or SUV.

Benjamin Din's profile picture
Benjamin Din

How Much Does It Cost to Charge an Electric Car?

Follow these steps to estimate the cost of charging an electric car and compare EV efficiency.

Shannon Bradley's profile picture
2
Shannon Bradley, Kurt Woock

Car Loan-to-Value Ratio Explained: Why LTV Matters

The loan-to-value ratio or LTV of a car loan can affect whether your loan is approved and at what interest rate.

Shannon Bradley's profile picture
Shannon Bradley

4 Ways to Lower Your Car Payment

If you need a lower car payment, here are four possible options.

Shannon Bradley's profile picture
Shannon Bradley

How Do Car Loans Work?

Here's how to learn the language of auto loans and how they work before buying a car.

Shannon Bradley's profile picture
Shannon Bradley

Does Paying the Principal Lower a Monthly Car Payment?

Paying extra on the principal won’t lower your monthly car payment, but it does provide other benefits.

Shannon Bradley's profile picture
Shannon Bradley

Refinancing a Car: What Are the Pros and Cons?

Is refinancing a car worth it? Knowing the pros and cons can help you decide.

Shannon Bradley's profile picture
Shannon Bradley

Average Car Loan Interest Rates by Credit Score

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan.

Shannon Bradley's profile picture
Shannon Bradley

Auto Lease Buyout Calculator: How Much to Buy Your Leased Vehicle?

To calculate the cost to buy out your lease, add the car's projected value at lease-end and any remaining payments.

Shannon Bradley's profile picture
Shannon Bradley

How Soon Can You Refinance a Car?

Lender requirements vary for how soon you can refinance a car. Here are guidelines for the best time to refinance.

Shannon Bradley's profile picture
Shannon Bradley

Does Refinancing Start Your Auto Loan Over?

Auto loan refinancing ends your current vehicle loan and starts a new one, usually with a different lender.

Shannon Bradley's profile picture
Shannon Bradley

What Car Dealer Fees Should You Pay?

Learning how to spot which car buying fees are legit and which ones are not can help you maximize your savings.

Funto Omojola's profile picture
Funto Omojola

Is Your Car Loan Upside-Down? How to Handle Negative Equity

Being upside-down on a car loan can lead to problems. Here's what to know, with advice for becoming right-side up again.

Roberta Pescow's profile picture
Roberta Pescow

What Is the Total Cost of Owning a Car?

The average cost of owning a car is $11,577 annually or $965 monthly. Use our calculator to see how much you're spending.

Shannon Bradley's profile picture
2
Shannon Bradley, Elizabeth Renter

Refinancing a Car Loan in 6 Steps

Refinancing a car loan doesn’t take long from application to approval. Here's how to refinance a car and possibly save money.

Shannon Bradley's profile picture
Shannon Bradley