
Average Car Loan Interest Rates by Credit Score
Average auto loan interest rates can provide an idea of what APR to expect for your auto loan.

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NerdWallet's writers and editors offer clear answers about car financing — from auto loans to leasing and refinancing — so you can make smart, cost-saving choices and get the best deal.
These six steps walk you through the basics of financing a car and finding the best possible interest rate.

Weigh the pros and cons of paying off your auto loan early and consider your financial situation.

Here’s how to refinance your car loan and start saving money.

Use these tools to help estimate your car’s value.

To sell your car and transfer ownership, you must first pay off your car loan. Here are the steps to take.

Costs climb with your car's age, but basic maintenance services can start at a few hundred dollars a year.

Estimate your monthly car lease payment and use it as a benchmark when shopping for a good deal.

When deciding whether to buy a new or used car, knowing the pros and cons of each can help with your decision.

Trading in a car you haven’t paid off takes a few extra steps — including knowing all the numbers in the deal.

With hundreds of articles and 30+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.

Applying to refinance my auto loan was easy, but there were still a few things I had to learn to determine if a deal was too good to be true.


Toco's unique plan structure offers different coverage levels based on your car's mileage.


American Dream’s pricing is reasonable, but coverage can be unclear.


Premier Auto Protect offers 24/7/365 claim filing, but plan options can be vague.


CARCHEX offers low-priced coverage for newer vehicles, but it’s not accredited and customer reviews are concerning.


CarShield offers vehicle service contracts at competitive prices for lower-mileage cars, but actual coverage can be unclear.


Olive is a broker, not a direct administrator, but consumer-friendly terms like no waiting period make it a top choice.


Endurance’s plans are on the pricey side, but its transparency and comprehensive coverage makes it our winner.


Vehicle service contracts are strictly regulated in California, with special safeguards for consumers.


Federal law prevents your factory warranty from being voided in most cases, but extended warranties don’t have the same protections.


If your EV’s tech breaks down after the factory warranty expires, an extended warranty may help pay for repairs.


There’s no guarantee your repair will be covered, but there are ways to improve your odds.


Car insurance covers external damage, while a car warranty covers internal failures.


Vehicle service contracts are an optional way to cover repairs after your car’s factory warranty runs out.


Not all extended car warranties are a scam, but it’s important to know how to spot red flags.


Compare your options carefully, and don’t let high-pressure dealers lock you into a contract that’s too good to be true.


We shopped extended car warranty companies to compare coverage for used cars. Here’s what we learned about customer experience, coverage, costs and more.


We shopped and compared extended car warranty companies, and only a few rose to the top. Here’s what we learned about customer experience, coverage and costs.


Buying a car can be complicated. These apps offer unique features and helpful tools that can simplify the process.


From sedans to SUVs to pickups, each vehicle type offers unique trade-offs in space, performance and cost. This guide breaks them all down to help you choose the right fit for your needs and budget.
