FedNow is an instant-payment service backed by the Federal Reserve. It gives financial institutions the ability to let customers make payments that can be sent any time and received within seconds, with funds immediately available for use. The service’s availability will depend on whether your bank opts in. Most banks don’t offer FedNow yet, but adoption is growing slowly.
About 470 banks and credit unions have joined the FedNow network as of early February 2024. (There are more than 9,000 banks and credit unions in the U.S.) Many of the current FedNow participants are regional and community institutions, whereas many bigger banks, including online banks, haven’t signed on yet.
What is FedNow?
- Launched in July 2023, FedNow’s instant payments are intended for many uses, such as peer-to-peer transfers, consumer bill payments and small business payroll.
- FedNow transfers generally get delivered within seconds to a bank account.
- Customers at banks or credit unions that don’t offer FedNow don’t have a way to use the service. FedNow doesn’t have an app.
4 notable banks and credit unions that offer FedNow
Out of nearly 100 financial institutions we’ve reviewed, these are the five in the FedNow network. Click each institution to see our review:
» Want a more popular and fast transfer option? See banks that offer Zelle
List of banks participating in FedNow
Here’s the full list of banks and credit unions in the FedNow network so far. Each bank is listed by the state where its headquarters is located. (Note: Many banks are in multiple states.)
Alabama
- Bank Independent (Sheffield, Alabama).
- Bryant Bank (Birmingham, Alabama).
- CB&S Bank (Russellville, Alabama).
- Citizens Bank & Trust (Guntersville, Alabama).
- Community Spirit Bank (Red Bay, Alabama).
- Corporate America Credit Union (Irondale, Alabama).
- First Federal Bank (Tuscaloosa, Alabama).
- Five Star Credit Union (Dothan, Alabama).
- Heritage South Credit Union (Sylacauga, Alabama).
- MAX Credit Union (Montgomery, Alabama).
- Merchants & Farmers Bank of Greene County (Eutaw, Alabama).
- Metro Bank (Pell City, Alabama).
- North Alabama Bank (Hazel Green, Alabama).
- Phenix-Girard Bank (Phenix City, Alabama).
- River Bank & Trust (Prattville, Alabama).
- Robertson Banking Company (Demopolis, Alabama).
- Southern Independent Bank (Opp, Alabama).
- The HomeTown Bank of Alabama (Oneonta, Alabama).
Alaska
- Mt. McKinley Bank (Fairbanks, Alaska).
- Northern Skies Federal Credit Union (Anchorage, Alaska).
Arizona
- 1st Bank Yuma (Yuma, Arizona).
- Coconino FCU (Flagstaff, Arizona).
- Pima Federal Credit Union (Tucson, Arizona).
- Vantage West Credit Union (Tucson, Arizona).
Arkansas
- Farmers Trust & Savings Bank (Magnolia, Arkansas).
- FBT Bank (Fordyce, Arkansas).
- Peoples Bank (Magnolia, Arkansas).
- Pine Bluff Cotton Belt FCU (Pine Bluff, Arkansas).
- Signature Bank of Arkansas (Fayetteville, Arkansas).
California
- Adyen (San Francisco, California).
- Bank Irvine (Irvine, California).
- California Coast Credit Union (San Diego, California).
- California International Bank, N.A. (Westminster, California).
- Community Bank of the Bay (Oakland, California).
- Community Valley Bank (El Centro, California).
- FFB Bank (Fresno, California).
- Five Star Bank (Roseville, California).
- Kinecta Federal Credit Union (Manhattan Beach, California).
- Malaga Bank (Palos Verdes Estates, California).
- Meriwest Credit Union (San Jose, California).
- Redwood Credit Union (Santa Rosa, California).
- Star One Credit Union (Sunnyvale, California).
- Tulare County Federal Credit Union (Tulare, California).
- Wells Fargo Bank N.A. (San Francisco, California).
Colorado
- Bank of Estes Park (Estes Park, Colorado).
- Dolores State Bank (Dolores, Colorado).
- Elevations Credit Union (Boulder, Colorado).
- Evergreen National Bank (Evergreen, Colorado).
- Farmers State Bank of Calhan (Calhan, Colorado).
- First National Bank Colorado (Las Animas, Colorado).
- High Plains Bank (Flagler, Colorado).
- Integrity Bank & Trust (Monument, Colorado).
- Partner Colorado Credit Union (Arvada, Colorado).
- Points West Community Bank (Julesburg, Colorado).
- The Colorado Bank & Trust Company (La Junta, Colorado).
- The State Bank (La Junta, Colorado).
District of Columbia
- Founders Bank (Washington, D.C.).
- FRB Federal Credit Union (Washington, D.C.).
- U.S. Department of the Treasury's Bureau of the Fiscal Service (Washington, D.C.).
Florida
- Addition Financial Credit Union (Lake Mary, Florida).
- CAMPUS USA Credit Union (Gainesville, Florida).
- Community Bank of the South (Merritt Island, Florida).
- Cypress Bank & Trust (Melbourne, Florida).
- First Bank (Clewiston, Florida).
- First State Bank of the Florida Keys (Key West, Florida).
- Flagship Bank (Oldsmar, Florida).
- Gulf Coast Business Bank (Fort Myers, Florida).
- McCoy Federal Credit Union (Orlando, Florida).
- One Florida Bank (Orlando, Florida).
- Tru-Fi Credit Union (Macclenny, Florida).
- Waterfall Bank (Clearwater, Florida).
- Winter Park National Park (Winter Park, Florida).
Georgia
- Affinity Bank, National Association (Covington, Georgia).
- BankSouth (Greensboro, Georgia).
- First American Bank & Trust (Athens, Georgia).
- Flint Community Bank (Albany, Georgia).
- Georgia United Credit Union (Duluth, Georgia).
- LGE Community Credit Union (Atlanta, Georgia).
- Platinum Federal Credit Union (Duluth, Georgia).
- South Georgia Banking Company (Tifton, Georgia).
- The Claxton Bank (Claxton, Georgia).
Hawaii
- HawaiiUSA Federal Credit Union (Honolulu, Hawaii).
- Territorial Savings Bank (Honolulu, Hawaii).
Idaho
- BankCDA (Coeur d'Alene, Idaho).
Illinois
- Bank of Belleville (Belleville, Illinois).
- Bank of Hillsboro (Hillsboro, Illinois).
- Bank of Rantoul (Rantoul, Illinois).
- Casey State Bank (Casey, Illinois).
- City National Bank (Metropolis, Illinois).
- CNB Bank & Trust, N.A. (Carlinville, Illinois).
- Community First Bank of the Heartland (Mount Vernon, Illinois).
- Consumers Cooperative Credit Union (Gurnee, Illinois).
- Cornerstone National Bank & Trust Company (Palatine, Illinois).
- Crossroads Bank (Effingham, Illinois).
- Fairfield National Bank (Fairfield, Illinois).
- Farmers State Bank of Alto Pass (Harrisburg, Illinois).
- First Bank (Carmi, Illinois).
- First Security Trust and Savings Bank (Elmwood Park, Illinois).
- First State Bank of Beecher City (Beecher City, Illinois).
- First State Bank of Dongola (Dongola, Illinois).
- Fisher National Bank (Fisher, Illinois).
- Goodfield State Bank (Goodfield, Illinois).
- Great Rivers Bank (Barry, Illinois).
- Grundy Bank (Morris, Illinois).
- Hometown National Bank (La Salle, Illinois).
- INB (Springfield, Illinois).
- Iroquois Federal (Watseka, Illinois).
- La Salle State Bank (La Salle, Illinois).
- Legence Bank (Eldorado, Illinois).
- MidAmerica National Bank (Canton, Illinois).
- Midwest National Bank (Sandoval, Illinois).
- Murphy-Wall State Bank and Trust Company (Pinckneyville, Illinois).
- North Central Bank (Hennepin, Illinois).
- Peoples National Bank of Kewanee (Kewanee, Illinois).
- Princeville State Bank (Princeville, Illinois).
- Rushville State Bank (Rushville, Illinois).
- Scott State Bank (Bethany, Illinois).
- Security Bank (Springfield, Illinois).
- SouthernTrustBank (Goreville, Illinois).
- State Bank of Cherry (Cherry, Illinois).
- State Bank of Whittington (Whittington, Illinois).
- The Clay City Banking Company (Clay City, Illinois).
- The Farmers State Bank and Trust Company (Jacksonville, Illinois).
- The First Bank & Trust Company of Murphysboro (Murphysboro, Illinois).
- The First Trust and Savings Bank of Watseka (Watseka, Illinois).
- The Harvard State Bank (Harvard, Illinois).
- The Iuka State Bank (Salem, Illinois).
- Washington State Bank (Effingham, Illinois)
- Farmers & Merchants State Bank (Bushnell, Illlinois).
Indiana
- 1st Source Bank (South Bend, Indiana).
- Citizens Bank (Mooresville, Indiana).
- Citizens State Bank (New Castle, Indiana).
- Community First Bank of Indiana (Kokomo, Indiana).
- Crane Credit Union (Odon, Indiana).
- Farmers & Merchants Bank (Boswell, Indiana).
- FCN Bank NA (Brookville, Indiana).
- First Internet Bank of Indiana (Indianapolis, Indiana).
- First State Bank of Porter (Porter, Indiana)
- Home Bank, SB (Martinsville, Indiana).
- Indiana Members Credit Union (Indianapolis, Indiana).
- Indiana University Credit Union (Bloomington, Indiana).
- LNB Community Bank (Lynnville, Indiana).
- Merchants Bank of Indiana (Carmel, Indiana).
- Mid-Southern Savings Bank, FSB (Salem, Indiana).
- Peoples Trust & Savings Bank (Boonville, Indiana).
- Tri-County Bank & Trust (Roachdale, Indiana).
Iowa
- Bridge Community Bank (Mechanicsville, Iowa).
- CBI Bank & Trust (Muscatine, Iowa).
- Citizens First Bank (Clinton, Iowa).
- Commercial Savings Bank (Carroll, Iowa).
- Farmers Trust & Savings Bank (Buffalo Center, Iowa).
- Farmers Trust & Savings Bank (Spencer, Iowa).
- GreenState Credit Union (North Liberty, Iowa).
- Iowa State Bank (Clarksville, Iowa).
- Mediapolis Savings Bank (Mediapolis, Iowa).
- MidWestOne Bank (Iowa City, Iowa).
- Peoples Bank (Rock Valley, Iowa).
- Pinnacle Bank (Marshalltown, Iowa).
- United Bank of Iowa (Ida Grove, Iowa).
- Veridian Credit Union (Waterloo, Iowa).
- West Bank (West Des Moines, Iowa).
- Westside State Bank (Halbur, Iowa).
Kansas
- Bank of Tescott (Tescott, Kansas).
- CBW Bank (Weir, Kansas).
- Central National Bank (Junction City, Kansas).
- Conway Bank (Conway Springs, Kansas).
- Denison State Bank (Holton, Kansas).
- Farmers State Bank (Galva, Kansas).
- Goppert State Service Bank (Garnett, Kansas).
- INTRUST Bank National Association (Wichita, Kansas).
- Union State Bank (Clay Center, Kansas).
Kentucky
- Auburn Banking Company (Auburn, Kentucky).
- Bank of Edmonson County (Brownsville, Kentucky).
- Bank of Hindman (Hindman, Kentucky).
- Bank of Jamestown (Jamestown, Kentucky).
- Century Bank of Kentucky (Lawrenceburg, Kentucky).
- Citizens Guaranty Bank (Irvine, Kentucky).
- Clinton Bank (Clinton, Kentucky).
- Commonwealth Credit Union (Frankfort, Kentucky).
- Community Financial Services Bank (Benton, Kentucky).
- Cumberland Security Bank (Eubank, Kentucky).
- Farmers Bank & Trust Company (Marion, Kentucky).
- Farmers National Bank (Lebanon, Kentucky).
- First & Farmers National Bank, Inc. (Somerset, Kentucky).
- First Kentucky Bank (Mayfield, Kentucky).
- First National Bank of Brooksville (Brooksville, Kentucky).
- First National Bank of Kentucky (Carrollton, Kentucky).
- First Southern National Bank (Stanford, Kentucky).
- First United Bank and Trust Company (Madisonville, Kentucky).
- FNB Bank (Mayfield, Kentucky).
- Franklin Bank & Trust Company (Franklin, Kentucky).
- Fredonia Valley Bank (Fredonia, Kentucky).
- Heritage Bank (Erlanger, Kentucky).
- Hometown Bank (Corbin, Kentucky).
- Jackson County Bank (McKee, Kentucky).
- Monticello Banking Company (Monticello, Kentucky).
- Morgantown Bank & Trust Company Inc. (Morgantown, Kentucky).
- Peoples Bank Mt. Washington (Mount Washington, Kentucky).
- Stock Yards Bank & Trust (Louisville, Kentucky).
- The Cecilian Bank (Cecilia, Kentucky)
- The Citizens Bank (Hickman, Kentucky)
- United Cumberland Bank (Whitley City, Kentucky).
- Wilson & Muir Bank & Trust Company (Bardstown, Kentucky).
Louisiana
- CLB The Community Bank (Jonesville, Louisiana).
- Colfax Banking Company (Colfax, Louisiana).
- Cross Keys Bank (St. Joseph, Louisiana).
- CSE Federal Credit Union (Sulphur, Louisiana).
- First Pioneers FCU (Lafayette, Louisiana).
- FM Bank (Breaux Bridge, Louisiana).
- Gulf Coast Bank & Trust (New Orleans, Louisiana).
- JD Bank (Jennings, Louisiana).
- Progressive National Bank (Mansfield, Louisiana).
- South Louisiana Bank (Houma, Louisiana).
- United Community Bank (Raceland, Louisiana).
Maine
- Auburn Savings Bank (Auburn, Maine).
- Bangor Savings Bank (Bangor, Maine).
- First National Bank (Damariscotta, Maine).
- Franklin Savings Bank (Farmington, Maine).
- Maine Community Bank (Biddeford, Maine).
Maryland
- Jarrettsville Federal Savings and Loan Association (Jarrettsville, Maryland).
Massachusetts
- Avidia Bank (Hudson, Massachusetts).
- Cape Cod 5 (Hyannis, Massachusetts).
- Dean Bank (Franklin, Massachusetts).
- EasCorp (Burlington, Massachusetts).
- Institution for Savings (Newburyport, Massachusetts).
- Middlesex Savings Bank (Natick, Massachusetts).
- NESC Federal Credit Union (Methuen, Massachusetts).
- Salem Five Bank (Salem, Massachusetts).
Michigan
- Advantage One Credit Union (Brownstown, Michigan).
- Citizens National Bank of Cheboygan (Cheboygan, Michigan).
- Community Unity Bank (Birmingham, Michigan).
- Mercantile Bank (Grand Rapids, Michigan).
- MSU Federal Credit Union (East Lansing, Michigan).
- People Driven Credit Union (Southfield, Michigan).
- Range Bank (Marquette, Michigan).
- Southern Michigan Bank & Trust (Coldwater, Michigan).
- United Federal Credit Union (St. Joseph, Michigan).
- University of Michigan Credit Union (Ann Arbor, Michigan).
- West Shore Bank (Ludington, Michigan).
Minnesota
- Americana Community Bank (Sleepy Eye, Minnesota).
- Arcadian Bank (Albert Lea, Minnesota).
- Citizens Alliance Bank (Clara City, Minnesota).
- Community First Bank (Menahga, Minnesota).
- EntreBank (Bloomington, Minnesota).
- First National Bank at St. James (St. James, Minnesota).
- First National Bank North (Walker, Minnesota).
- First State Bank of Wyoming (Wyoming, Minnesota).
- Global Innovations Bank (Kiester, Minnesota).
- Granite Bank (Cold Spring, Minnesota).
- Heritage Bank, NA (Spicer, Minnesota).
- Lakeview Bank (Lakeville, Minnesota).
- Minnesota National Bank (Sauk Centre, Minnesota).
- Neighborhood National Bank (Mora, Minnesota).
- North American Banking Company (Roseville, Minnesota).
- North Shore Bank of Commerce (Duluth, Minnesota).
- Northeast Bank (Minneapolis, Minnesota).
- Sentry Bank (St. Joseph, Minnesota).
- Sherburne State Bank (Becker, Minnesota).
- Sunrise Banks (St. Paul, Minnesota).
- TruStone Financial (Plymouth, Minnesota).
- United Bankers' Bank (Bloomington, Minnesota).
- United Community Bank (Perham, Minnesota).
- United Farmers State Bank (Adams, Minnesota).
- Viking Bank (Alexandria, Minnesota).
- WNB Financial (Winona, Minnesota).
Mississippi
- Commerce Bank (Corinth, Mississippi).
- Community Bank of Mississippi (Forest, Mississippi).
- Peoples Bank (Mendenhall, Mississippi).
- Rivertrust FCU (Pearl, Mississippi).
Missouri
- Bank of Franklin County (Washington, Missouri).
- Bank of Iberia (Iberia, Missouri).
- Bank of Odessa (Odessa, Missouri).
- Bank of Weston (Weston, Missouri).
- Branson Bank (Branson, Missouri).
- BTC Bank (Bethany, Missouri).
- F&C Bank (Holden, Missouri).
- Farmers & Merchants Bank (Saint Clair, Missouri).
- FCNB Bank (Steelville, Missouri).
- First State Bank & Trust Company, Inc. (Caruthersville, Missouri).
- Goppert Financial Bank (Lathrop, Missouri).
- Great Plains Federal Credit Union (Joplin, Missouri).
- Hawthorn Bank (Jefferson City, Missouri).
- HomeBank (Palmyra, Missouri).
- MA Bank (Macon, Missouri).
- OMB Bank (Springfield, Missouri).
- Preferred Bank (Rothville, Missouri).
- Royal Banks of Missouri (University City, Missouri).
- Security Bank of Pulaski County (St. Robert, Missouri).
- The Callaway Bank (Fulton, Missouri).
- Triad Bank (Frontenac, Missouri).
- West Plains Bank and Trust Company (West Plains, Missouri).
Nebraska
- ACCESSbank (Omaha, Nebraska).
- American National Bank (Omaha, Nebraska).
- Arbor Bank (Nebraska City, Nebraska)
- Commercial State Bank (Republican City, Nebraska).
- First State Bank Nebraska (Lincoln, Nebraska).
- Five Points Bank of Hastings (Hastings, Nebraska).
- Flatwater Bank (Gothenburg, Nebraska).
- Henderson State Bank (Henderson, Nebraska).
- Home Federal Savings & Loan (Grand Island, Nebraska).
- Jones Bank (Seward, Nebraska).
- MNB Bank (McCook, Nebraska).
- Premier Bank (Omaha, Nebraska).
Nevada
- Silver State Schools Credit Union (Las Vegas, Nevada).
New Hampshire
- Claremont Savings Bank (Claremont, New Hampshire).
- First Seacoast Bank (Dover, New Hampshire).
- Meredith Village Savings Bank (Meredith, New Hampshire).
- Merrimack County Savings Bank (Concord, New Hampshire).
- Savings Bank of Walpole (Walpole, New Hampshire).
- Service Credit Union (Portsmouth, New Hampshire).
New Jersey
- Cross River Bank (Teaneck, New Jersey).
- Manasquan Bank (Wall Township, New Jersey).
- Seaport Federal Credit Union (Elizabeth, New Jersey).
New Mexico
- Citizens Bank of Las Cruces (Las Cruces, New Mexico).
- CNB Bank (Carlsbad, New Mexico).
- Four Corners Community Bank (Farmington, New Mexico).
- Lea County State Bank (Hobbs, New Mexico).
- Main Bank (Albuquerque, New Mexico).
- Western Bank (Artesia, New Mexico).
New York
- BNY (New York, New York).
- Carver Federal Savings Bank (New York, New York).
- Empire State Bank (Newburgh, New York).
- JPMorgan Chase (New York, New York).
- Northfield Bank (Staten Island, New York).
- SUMA Federal Credit Union (Yonkers, New York).
- Tompkins Community Bank (Ithaca, New York).
- United Nations Federal Credit Union (Long Island City, New York).
- USALLIANCE Financial Federal Credit Union (Rye, New York).
- Visions Federal Credit Union (Endicott, New York).
North Carolina
- M&F Bank (Durham, North Carolina).
- North State Bank (Raleigh, North Carolina).
North Dakota
- Bank of North Dakota (Bismarck, North Dakota).
- Farmers & Merchants Bank of North Dakota (Tolna, North Dakota).
- First State Bank (Buxton, North Dakota).
- First Western Bank & Trust (Minot, North Dakota).
- VISIONBank (Fargo, North Dakota).
- Western Cooperative Credit Union (Williston, North Dakota).
Ohio
- Citizens National Bank (Bluffton, Ohio).
- Consumers National Bank (Minerva, Ohio).
- Corporate One Federal Credit Union (Columbus, Ohio).
- Heartland Bank (Whitehall, Ohio).
- Metamora State Bank (Metamora, Ohio).
- Portage Community Bank (Ravenna, Ohio).
- The First National Bank of Bellevue (Bellevue, Ohio).
- The Waterford Commercial & Savings Bank (Waterford, Ohio).
- U.S. Bank (Cincinnati, Ohio).
- Waterford Bank, N.A. (Toledo, Ohio).
Oklahoma
- AVB Bank (Broken Arrow, Oklahoma).
- BancFirst (Oklahoma City, Oklahoma).
- Citizens Bank of Edmond (Edmond, Oklahoma).
- First Bethany Bank & Trust (Bethany, Oklahoma).
- First Fidelity Bank (Oklahoma City, Oklahoma).
- First National Bank & Trust (Okmulgee, Oklahoma).
- FNB Community Bank (Midwest City, Oklahoma).
- Oklahoma's Credit Union (Oklahoma City, Oklahoma).
- The Bankers Bank (Oklahoma City, Oklahoma).
- Valor Bank (Edmond, Oklahoma).
Oregon
- First Community Credit Union (Coquille, Oregon).
- People's Bank (Medford, Oregon).
Pennsylvania
- Asian Bank (Philadelphia, Pennsylvania).
- Citadel Federal Credit Union (Exton, Pennsylvania).
- Clearview Federal Credit Union (Moon Township, Pennsylvania).
- Enterprise Bank (Allison Park, Pennsylvania).
- InFirst Bank (Indiana, Pennsylvania).
- Jonestown Bank & Trust Co. (Cleona, Pennsylvania).
- Kish Bank (Belleville, Pennsylvania).
- Members 1st Federal Credit Union (Enola, Pennsylvania).
- Riverfront Federal Credit Union (Wyomissing, Pennsylvania).
- Susquehanna Community Bank (West Milton, Pennsylvania).
South Carolina
- Bank of York (York, South Carolina).
- Dedicated Community Bank (Darlington, South Carolina).
- Security Federal Bank (Aiken, South Carolina).
South Dakota
- First PREMIER Bank (Sioux Falls, South Dakota).
Tennessee
- CBBC Bank (Maryville, Tennessee).
- Citizens National Bank (Sevierville, Tennessee).
- Citizens Savings Bank and Trust Company (Nashville, Tennessee).
- Decatur County Bank (Decaturville, Tennessee).
- Fourth Capital Bank (Nashville, Tennessee).
- Heritage Bank & Trust (Columbia, Tennessee).
- InsBank (Nashville, Tennessee).
- INSOUTH Bank (Brownsville, Tennessee).
- Peoples Bank (Clifton, Tennessee).
- Peoples Bank of East Tennessee (Madisonville, Tennessee).
- RockPointBank (Chattanooga, Tennessee).
- Southern Bank of Tennessee (Mount Juliet, Tennessee).
- Studio Bank (Nashville, Tennessee).
Texas
- Capitol Credit Union (Austin, Texas).
- Citizens State Bank (Roma, Texas).
- City Bank (Lubbock, Texas).
- DATCU (Denton, Texas).
- First Bank (Weatherford, Texas).
- First Financial Bank (Abilene, Texas).
- First National Bank Cooper (Cooper, Texas).
- First National Bank of Hereford (Hereford, Texas).
- First National Bank of Stanton (Stanton, Texas).
- First Security State Bank (Cranfills Gap, Texas).
- First State Bank (Ben Wheeler, Texas).
- First State Bank (Graham, Texas).
- First State Bank (Spearman, Texas).
- Fort Davis State Bank (Fort Davis, Texas).
- Fort Worth City Credit Union (Fort Worth, Texas).
- Frontier Bank of Texas (Elgin, Texas).
- Homebank Texas (Seagoville, Texas).
- Horizon Bank (Austin, Texas).
- InTouch Credit Union (Plano, Texas).
- Inwood National Bank (Dallas, Texas).
- Jacksboro National Bank (Jacksboro, Texas).
- Lone Star Capital Bank, N.A. (San Antonio, Texas).
- Moody National Bank (Galveston, Texas).
- My Community Credit Union (Midland, Texas).
- Neighborhood Credit Union (Dallas, Texas).
- Pavillion Bank (Richardson, Texas).
- Pegasus Bank (Dallas, Texas).
- Southwest Airlines Federal Credit Union (Dallas, Texas).
- SouthWest Bank (Odessa, Texas).
- Spectra Bank (Fort Worth, Texas).
- Stellar Bank (Houston, Texas).
- T Bank (Dallas, Texas).
- Texana Bank (Linden, Texas).
- Texas Bank and Trust Company (Longview, Texas).
- Texas First Bank (Texas City, Texas).
- Texas Heritage Bank (Boerne, Texas).
- Texas National Bank (Sweetwater, Texas).
- Texas Republic Bank, N.A. (Frisco, Texas).
- TexasBank (Brownwood, Texas).
- The First National Bank of Mertzon (Mertzon, Texas).
Utah
- Goldenwest Credit Union (Ogden, Utah).
- Mountain America Credit Union (West Jordan, Utah).
- Utah First Federal Credit Union (Salt Lake City, Utah).
Vermont
- Bank of Burlington (South Burlington, Vermont).
- Wells River Savings Bank (Wells River, Vermont).
Virginia
- Apple Federal Credit Union (Fairfax, Virginia).
- Bank of the James (Lynchburg, Virginia).
- Beacon Credit Union (Lynchburg, Virginia).
- Carter Bank & Trust (Martinsville, Virginia).
- Chain Bridge Bank, N.A. (McLean, Virginia).
- Chesapeake Bank (Kilmarnock, Virginia).
- First Community Bank (Bluefield, Virginia).
- Movement Bank (Danville, Virginia).
- Northwest Federal Credit Union (Herndon, Virginia).
- Oak View National Bank (Warrenton, Virginia).
- State Bank of Newburg (Newburg, Virginia).
- Village Bank (Midlothian, Virginia).
Washington
- Commencement Bank (Tacoma, Washington).
- Industrial Credit Union (Bellingham, Washington).
- Numerica Credit Union (Spokane Valley, Washington).
- State Bank Northwest (Spokane Valley, Washington).
West Virginia
- BCBank (Philippi, West Virginia).
- Citizens Bank of West Virginia (Elkins, West Virginia).
- City National Bank (Charleston, West Virginia).
- FNB Bank (Romney, West Virginia).
- Freedom Bank (Belington, West Virginia).
- MCNB Bank and Trust Co. (Welch, West Virginia).
- Pleasants County Bank (St. Marys, West Virginia).
- The Citizens Bank (Weston, West Virginia).
- West Union Bank (West Union, West Virginia).
- Whitesville State Bank (Whitesville, West Virginia).
- First National Bank (Williamson, West Virginia).
Wisconsin
- Bank Five Nine (Oconomowoc, Wisconsin).
- Citizens State Bank of La Crosse (Clayton, Wisconsin).
- Community First Bank (Boscobel, Wisconsin).
- First Business Bank (Madison, Wisconsin).
- First Citizens State Bank (Whitewater, Wisconsin).
- Fortifi Bank (Berlin, Wisconsin).
- IncredibleBank (Wausau, Wisconsin).
- Lake Ridge Bank (Cross Plains, Wisconsin).
- Nicolet National Bank (Green Bay, Wisconsin).
- Northwestern Bank (Chippewa Falls, Wisconsin).
- Pillar Bank (Baldwin, Wisconsin).
- Royal Credit Union (Eau Claire, Wisconsin).
- Wolf River Community Bank (Hortonville, Wisconsin).
Wyoming
- Buffalo Federal Bank (Buffalo, Wyoming).
- First Federal Bank & Trust (Sheridan, Wyoming).
- Wyoming Bank and Trust (Cheyenne, Wyoming).
