Life insurance policies are usually meant to help your loved ones manage their financial burdens after you die. If you’re willing to give up that death benefit, viatical settlements can…

Level term life insurance is a policy that has a level death benefit the entire time you own it. Your beneficiaries will get paid the same amount regardless of whether…

Split-dollar life insurance is an agreement between two parties to share the costs and benefits of a permanent life insurance policy. Often, the agreements are between an employee and an…