How to Navigate the Yahoo Data Breach Settlement
If you had a Yahoo account anytime between 2012 and 2016, you may be entitled to part of a $117.5 million proposed settlement after a series of data breaches and…
Bev O'Shea
Bev O’Shea is a credit expert at NerdWallet. She has written about consumer credit and credit scores for six years, and has worked in the personal finance field for 12. She has been a speaker at FinCon, a national personal finance conference. Her work has appeared in MarketWatch, USA Today and MSN Money, and on the Associated Press wire. Her credit score was briefly a perfect 850, and she won’t co-sign, even for her children. Email: [email protected] Twitter: BeverlyOShea
Posts by Bev O'Shea:
Has Your Newborn’s Identity Already Been Stolen?
Imagine discovering that your newborn’s brand new Social Security number has already been used to construct what Eva Velasquez, president and CEO of the Identity Theft Resource Center, calls a…
How I Ditched Debt: Little Splurges on the Path to Freedom
In this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. When Brian and Lindsey Baldwin moved from Hawaii to Milwaukee in…
How to Build Credit
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed…
8 Things That Won’t Hurt (Whew!) Your Credit
Pay a credit card a month late, and you can count on it hurting your credit score. But there are some murkier areas you may wonder about: What happens if…
How to Improve Your Credit by 100 Points in 3 Steps
Building your credit can make life easier, giving you a better chance of qualifying for loans or credit cards. You also might get lower interest rates, better car insurance rates and…
Equifax Data Breach Settlement: A Step-by-Step Guide
The 2017 Equifax data breach exposed the personal data of more than 147 million consumers. If you’re one of them, you can claim compensation offered in a legal settlement. Equifax has agreed…
Asked for Equifax Cash? You Have New Task — and a Deadline
[Sept. 9 update: Over the weekend, some people who had opted for the $125 cash compensation reported receiving emails asking them to verify the credit monitoring service they had in place…
How to Wean Your Adult Child Off Your Credit Cards
It’s not hard to end up with an adult child on your credit card — and it can feel awkward to ask them to surrender it. Making your child an…
How to Get Your Free Annual Credit Report
Federal law lets you get a free credit report at least once every 12 months from the three major credit bureaus: Equifax, Experian and TransUnion. Using the government-mandated AnnualCreditReport.com website is the quickest way, but…
