Worried About the New FICO Score? Here’s What to Know — and Do
FICO announced a new “suite” of credit scores this week, leading to alarming headlines warning that 40 million people could see their scores drop by at least 20 points. That’s…
Bev O'Shea
Bev O’Shea is a credit expert at NerdWallet. She has written about consumer credit and credit scores for six years, and has worked in the personal finance field for 12. She has been a speaker at FinCon, a national personal finance conference. Her work has appeared in MarketWatch, USA Today and MSN Money, and on the Associated Press wire. Her credit score was briefly a perfect 850, and she won’t co-sign, even for her children. Email: [email protected] Twitter: BeverlyOShea
Posts by Bev O'Shea:
Equifax Breach: Claims Cutoff and More Scammers Ahead
If you have already submitted a claim in the Equifax data breach settlement, you are far from alone. More than 15 million claims had been received by Dec. 1, according…
5 Ways to Get Credit-Healthy in the New Year
There’s nothing like the clean slate of a new year to inspire us to do better. Unfortunately, knowing what to do doesn’t necessarily translate into getting it done. If you’re…
Does Paying Bills Build Your Credit?
Your credit scores are calculated from the data on your credit reports, so you want your reports to show a solid record of on-time payments. But not every payment you…
How Soon Will My Credit Recover From Holiday Spending?
Generosity feels good, but opening your credit card statements once the gift-giving is over can feel like a weigh-in after a heavy holiday meal. The credit-score consequences of holiday shopping…
Don’t Let Holiday Shopping Sink Your Credit Score
When you’re holiday shopping, your credit score is probably the last thing on your mind. But seemingly unimportant decisions about which cards to use and whether to apply for new…
Holiday Money-Saving Strategies That Can Backfire
Holiday marketers have your number, and they know how to entice you to spend. You try to rein it in. But two favorite strategies can lead to spending more, according…
Identity Theft: Don’t Get Hustled in the Holiday Bustle
You may be too busy scouting for sales and checking things off your to-do list to notice, but identity thieves go looking for targets this time of year. And the…
Is My Credit Frozen? What to Do If You’re Not Sure
For years, applying for credit has been a cinch, with approvals happening almost instantly. But now, if you’ve heeded expert advice and frozen your credit, there’s a new step: unfreeze…
How to Navigate the Yahoo Data Breach Settlement
If you had a Yahoo account anytime between 2012 and 2016, you may be entitled to part of a $117.5 million proposed settlement after a series of data breaches and…
