Want Healthy Finances? Start Here
Getting a grip on your finances can seem daunting, especially if you aren’t sure how to begin. Fortunately, there’s a common starting point, no matter your goals: Do a credit…
Bev O'Shea
Bev O'Shea writes about consumer credit and debt for NerdWallet. She's been writing and editing stories about money for about a decade and looking to make the most of her money for a lot longer. Her work has appeared on MSN Money, Credit.com and other personal finance websites. She loves dark chocolate, free shipping and rescuing pets.
Posts by Bev O'Shea:
What Is the Range for Credit Scores?
When you check your credit score, you’ll probably want to find out how you compare. What is a good credit score? The most commonly used credit scoring models have a range…
Will an Installment Loan Help Your Credit?
An installment loan can help your credit in a big way, but only if you pay as agreed. It may also help in a small way by giving you a…
7 Signs You’re in Debt Over Your Head
Sometimes the first sign of debt trouble is that you ignore the signs: You don’t know what your credit card balances are, for example, or you just don’t open statements.…
Will Your Score Soar With Credit Report Changes?
Hundreds of thousands of consumers are about to catch a break on credit scores, possibly adding enough points to qualify for credit cards or loans that had been just out…
ECredable Review: Paying Bills as a Pathway to Credit
For consumers with no credit score or a thin credit file, eCredable offers a different way to gauge creditworthiness. ECredable is an alternative credit reporting agency that uses data that credit bureaus…
How Long Do Negative Marks Stay on Your Credit Reports?
When you make a credit mistake, you want to know how long that negative mark might affect your credit reports and what you can do to get past the damage. How…
How to Untangle Your Finances in a Divorce
Financial decisions get complicated amid the emotional upheaval of a split. “So many people say, ‘Oh, it’s going to be an amicable divorce,’ and three months later, they are keying…
What Credit Score Do You Need to Lease a Car?
Leasing a car rather than buying can mean lower payments, but will your credit score stand in the way? Customers starting a new lease at the end of 2016 had…
How I Ditched Debt: Debt Discipline
In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Their stories may even inspire you to pay off…
