Bev O’Shea is a credit expert at NerdWallet. She has written about consumer credit and credit scores for six years, and has worked in the personal finance field for 12. She has been a speaker at FinCon, a national personal finance conference. Her work has appeared in MarketWatch, USA Today and MSN Money, and on the Associated Press wire. Her credit score was briefly a perfect 850, and she won’t co-sign, even for her children. Email: [email protected] Twitter: BeverlyOShea
As the pandemic hits the economy hard, lenders and credit card issuers are offering payment modification programs such as forbearance and deferrals. The coronavirus relief package enacted March 27 requires…
Even in a financial crisis, credit scoring still works the same as it always has. But managing your credit may look a little different now as the coronavirus pandemic leads…
The three major credit-reporting agencies announced Monday that consumers can get free weekly credit reports from now through April 2021. That’s a very big deal for Americans worried about what…
If you’ve gotten your stimulus check from the Internal Revenue Service, great. Now, guard that money, because scammers are eager to pick your pocket. If you’re still waiting for your…
If you’ve been affected by COVID-19, you may be eligible for relief in paying bills. That can help you prevent damage to your credit from late payments at a time…
Trying to choose a credit card can feel like deciding who to swipe right on in a dating app — especially if you’re new to the game or have been…
Scammers, too, are working from home during the coronavirus crisis, it seems, “and they will take any opportunity to take advantage of people — even a pandemic,” says Adam Garber,…
Anxiety over the coronavirus pandemic and its financial fallout can feel paralyzing. But a quote often attributed to tennis great Arthur Ashe offers a path forward: “Start where you are.…
The quickly unfolding coronavirus outbreak is an extreme case, but any sort of hard times will test our personal finances. Many people are now facing reduced work hours and income…
Your credit score makes a big difference in your life: It can help you qualify for credit cards or car loans, let you skip deposits on utilities, and even make…
