Equifax Data Breach Settlement: A Step-by-Step Guide
The 2017 Equifax data breach exposed the personal data of more than 147 million consumers. If you’re one of them, you can claim compensation offered in a legal settlement. Equifax has agreed…
Bev O'Shea
Bev O’Shea is a credit expert at NerdWallet. She has written about consumer credit and credit scores for six years, and has worked in the personal finance field for 12. She will host a panel at FinCon, a national personal finance conference, in September. Her work has appeared in MarketWatch, USA Today and MSN Money, and on the Associated Press wire. Her credit score was briefly a perfect 850, and she won’t co-sign, even for her children. Email: boshea@nerdwallet.com. Twitter: BeverlyOShea
Posts by Bev O'Shea:
Regrets About Your Equifax Settlement Choice? You Can Change It
[Update: On Thursday morning, the settlement website was updated to flag affected consumers about the likelihood of two types of cash payments being reduced. The added disclaimer warns: “Based on the number of…
How to Wean Your Adult Child Off Your Credit Cards
It’s not hard to end up with an adult child on your credit card — and it can feel awkward to ask them to surrender it. Making your child an…
Equifax Data Breach Settlement: Scammers, Site Glitches, and Why You Won’t Get $125
Some consumers hoping to get compensation for a massive 2017 data breach at credit bureau Equifax are running into trouble: The settlement site’s eligibility tool seems glitchy, phone lines are…
How to Protect Yourself After the Capital One Data Breach
A data breach of Capital One, the nation’s seventh-largest bank by assets, compromised the personal information of approximately 100 million U.S. consumers and 6 million consumers in Canada, the bank…
How to Navigate the Equifax Data Breach Settlement Offer
Consumers affected by the 2017 Equifax data breach (that’s most U.S. adults who have credit) can get their names on the list to get free credit monitoring and/or monetary compensation.…
What You Might Get From the Equifax Data Breach Settlement
People affected by the 2017 Equifax data breach — that’s nearly 150 million U.S. consumers — can now apply for compensation at the Equifax data breach settlement website. The website has…
5 ‘Logical’ Credit Moves That Can Lead to Trouble
Intuition and common sense can let you down big time if you use them to make credit decisions. Consumer credit expert John Ulzheimer says the secret is to understand the…
Stocking Up for School Can Be Eco-friendly — and Economical
Earth-friendly school supplies can be expensive, but going green doesn’t mean asking your kid to open a lemonade stand to help pay. You can be gentle with the planet and…
7 Things College Freshmen Don’t Need — and 10 They Do
Those ubiquitous checklists of “dorm room essentials” for college freshmen are filled with items that will be ditched by the end of first semester. Some parents “go to the store…
