Skip to contentNerdWallet Home Page
Find your best

Best of credit cards
Best credit cardsBest rewards cardsBest cash back cardsBest travel cardsBest balance transfer cardsBest 0% APR cardsBest student cardsBest cards for bad creditBest small business cards
Best of banking
Best high interest accountsBest high-yield online savings accountsBest savings accountsBest CD ratesBest checking accountsBest money market accountsBest cash management accountsBest bonuses and promotionsBest banks
Best of investing
Best brokers for stocksBest brokers for beginnersBest IRA providersBest Roth IRA providersBest robo-advisorsBest for active tradingBest for options tradingBest financial advisors
Best of mortgages
Best mortgage lendersBest lenders for first-time home buyersBest refinance lendersBest online lendersBest FHA lendersBest VA lendersBest for low down paymentBest lenders for low credit
Best of insurance
Best car insuranceBest cheap car insuranceBest life insuranceBest homeowners insuranceBest renters insurance
Best of personal loans
Best personal loansBest personal loans for excellent creditBest personal loans for good creditBest personal loans for fair creditBest online personal lendersBest personal loan interest ratesBest bank loansBest small personal loansBest emergency loansBest installment loansBest debt consolidation loansBest long-term personal loans
Best of student loans
Best student loansBest private student loansBest student refinance lenders
Compare and review

Credit cards
Compare side-by-sideCompare bonus offersCompare rewards cardsCompare 0% APR cardsCompare balance transfer cardsSee all credit card reviewsGet a card recommendation
Banking
Compare savings accountsCompare CD accountsCompare checking accountsCompare money market accountsCompare cash management accountsCompare all accountsMarcus reviewAmerican Express reviewHSBC reviewSee all bank and credit union reviews
Investing
Compare online brokeragesInteractive BrokersVanguardBettermentSoFi
Mortgages
Compare current mortgage ratesCompare current refinance ratesCompare current 30-year fixed ratesCompare current 15-year fixed ratesCompare current 5/1 ARM ratesCompare FHA mortgage ratesCompare cash-out refinance ratesCompare pre-approval lendersSee all mortgage lender reviews
Insurance
Compare car insurance ratesCompare the big 4 car insurersSee all life insurance reviewsSee all car insurance reviews
Personal loans
Compare personal loansCompare bad credit loansCompare debt consolidation loans
Student loans
Compare refinance student loans
Explore topics

Credit cards
Pick the best credit cardBalance transfer 101How to boost your approval oddsCredit card dataAll about credit cards
Credit score & debt solutions
What is a good credit score?8 ways to build credit fastWhat makes up your credit score?Prevent identity theft, protect your creditHow to pay off debtHow to consolidate debtAll about credit score
Banking
How to open a bank accountHow much should you have in savings?High-yield CD: how it worksCD investments: how much you can earnChecking accounts 101All about banking
Investing & retirement
How much to save for retirementChoosing a financial advisorHow to buy stocksRoth IRA guideAll about investing
Mortgages
Tips for first-time home buyersFirst-time home buyer programs by stateHow to refinance your mortgageFHA loans: what you need to knowAll about mortgages
Loans
Refinance your auto loanHow to pay for collegeHow to get a business loanStudent loan repayment plansPaycheck Protection Program loansAll about loans
Insurance
Arrive at the best car insurance quoteThe difference between term and whole life insuranceGet term life insurance quotesUnderstanding homeowners insuranceAll about insurance
Spending & saving
Choosing the right budget system25 ways to make money online and offlineHow to lower your energy billHow to save moneyAll about spending & saving
Taxes
How to fill out or update your W4Tax brackets and ratesTrack your federal and state refundsFederal income tax calculatorAll about taxes
Travel
Points and miles 101The best travel loyalty programsHow much your points and miles are worthHow to find travel insuranceAll about travel
Know your money

Credit cards
Balance transfer savings calculatorInterest rate calculator
Credit score & debt solutions
Credit utilization calculatorDebt consolidation calculatorDebt payoff calculatorDebt to income calculator
Banking
Compound Interest calculatorSavings calculatorCD calculatorEmergency fund calculatorChecking vs savings account calculator
Investing & retirement
401(k) savings calculatorRoth IRA calculatorRetirement calculatorInvestment return calculator
Mortgages
Mortgage calculatorHow much house can I afford?Refinance calculatorDown payment calculatorCost of living calculatorAmortization calculatorFHA loan calculatorAll mortgage calculators
Loans
Student loan calculatorStudent loan refinance calculatorPersonal loan calculatorPersonal loan refinance calculatorBusiness loan calculatorMerchant cash advance calculatorAuto lease calculator
Insurance
Life insurance calculatorLife insurance finderHow medical conditions affect your life insurance rateIncome replacement calculatorCar insurance rate estimator
Spending & saving
Net worth calculatorBudget calculatorBudget worksheetSavings goal calculatorTotal car cost calculatorCar refinance calculator
Taxes
Capital gains calculatorFederal income tax calculator
Travel
Cash vs miles calculatorTrue airfare cost calculator
Sign in
Advertiser Disclosure

Erin Hurd

Erin is a credit card and travel rewards expert at NerdWallet. Her work has been featured in Yahoo, Nasdaq, TheStreet, International Living, The Daily Reckoning, Personal Finance and FinanceBuzz. She's passionate about harnessing the power of credit card and loyalty rewards to travel the world. When she's not writing, she's planning her next adventure for her family of four using points and miles. Email: [email protected]

twitter facebook
Posts by Erin Hurd:

Once-Rare Cell Phone Protection Now a Common Credit Card Perk

Erin Hurd
April 7, 2021

Cell phone protection used to be a rare side perk on credit cards, but in recent years it’s begun to show up as a standard benefit for many customers. Here’s why and how it can help.

Read More

Barclays Upromise Boosts Rewards Rate for Cards Linked to 529 Accounts

Erin Hurd
April 1, 2021

The Upromise Mastercard is one of a handful of credit cards that lets you funnel rewards directly into a 529 college savings account — and now, the card is becoming…

Read More

It’s Not Too Late to Reclaim Money ‘Lost’ to COVID Disruptions

Erin Hurd
April 2, 2021

When Dawne Novinger’s go-to gym in Portland, Oregon, was ordered to close amid COVID-19 shutdowns in spring 2020, she assumed she wouldn’t be charged the regular monthly fee. Surprised to see…

Read More

AmEx Marriott Cards Boost Welcome Offers to Big Heights (Limited Time)

Erin Hurd
March 18, 2021

For a limited time, two Marriott co-branded American Express credit cards are offering six-digit welcome bonuses, plus extra statement credits. The following offers are available if you apply and are…

Read More

Chase Freedom & Flex 5% Categories, Q2 2021: Gas Stations, Home Improvement Stores

Erin Hurd
March 15, 2021

Whether you’re planning a spring road trip or sticking close to home as you fix it up a little, you may get a lot of value out of the new…

Read More

Ready Player Two? How Couples Maximize Their Credit Card Rewards

Erin Hurd
March 12, 2021

These couples work together to double their rewards by engaging a “two-player” credit card strategy.

Read More

Multiple Delta SkyMiles AmEx Cards Boost Welcome Offers (Limited Time)

Erin Hurd
March 4, 2021

If you’re ready to start thinking about travel — or if you just want to boost your Delta SkyMiles account for when the time comes — you might be interested…

Read More

AmEx Adds Cell Phone Protection for Premium Cardholders

Erin Hurd
March 1, 2021

Calling American Express cardholders: If you hold , the or a number of other premium AmEx cards, you’re now getting an added perk. Starting April 1, 2021, eligible cardholders who…

Read More

New Hyatt Promotion Offers Bonus Points, Path to Free Night

Erin Hurd
Feb. 23, 2021

Hyatt has already offered several promotions amid the COVID-19 pandemic, and registration is now open for a brand-new offer that starts next month. Beginning March 1, 2021, as part of…

Read More

8 Ways to Take Your Credit Card Rewards to the Next Level in 2021

Erin Hurd
Feb. 22, 2021

With a few extra steps — like an inventory of your wallet, a chat with your issuer and a willingness to track and stack — you can easily squeeze more value out of your points and miles.

Read More

Posts navigation

Older posts
NerdWallet's Best Credit Cards
  • Best Credit Cards of 2021
  • Best Rewards Credit Cards
  • Best Cash Back Credit Cards
  • Best Balance Transfer Cards
  • Best Low Interest Credit Cards
  • Best Travel Credit Cards
  • Best Airline Credit Cards
  • Best Small Business Credit Cards
  • Best Credit Cards for Bad Credit
Shop & Compare Credit Cards
  • All Credit Card Offers
  • Rewards Credit Cards
  • Cash Back Credit Cards
  • Travel Credit Cards
  • Balance Transfer Credit Cards
  • Zero Percent Credit Cards
  • Business Credit Cards
  • Student Credit Cards
  • Bad Credit Credit Cards
NerdWallet Home Page
Make all the right money moves
about
Company
Leadership
Press
Careers
help
Help center
Support team
Community
Security FAQs
legal
Terms of use
Privacy policy
California privacy policy

Updated

Do not sell my personal information
Download the app
Learn more about the app
Download_on_the_App_Store_Badge_US-UK_RGB_blk_4SVG_092917

Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses

NerdWallet Compare, Inc. NMLS ID# 1617539

NMLS Consumer AccessLicenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

NerdWallet USA
|
NerdWallet UK
© 2021 NerdWallet, Inc.
All Rights Reserved.