Jeanne writes about credit, debt and loans for NerdWallet. She has covered financial topics for 20 years, including stints at Fortune and Money. She loves thinking about ways for people to hack their finances and daydreams of paying off her mortgage before she has to pay for college for her two boys.
Moven and Simple bring banking to the palm of your hand with financial accounts designed for mobile apps. Both these startups offer digital bank accounts, cards and tools, but they have some differences…
The average savings account pays just 0.06% annual percentage yield, according to the Federal Deposit Insurance Corp. At the biggest national banks, the rate is just 0.01% or so. But…
NerdWallet rating: 4.0 / 5.0 Good for: Debt consolidation Upgrade started offering personal loans in April 2017, focusing on borrowers with less-than-perfect credit. It was launched by the co-founders of…
NerdWallet rating: 4.0 / 5.0 Good for: Bad credit, debt consolidation Loans through Avant are geared toward borrowers with low credit scores who want to consolidate debt or need money…
NerdWallet rating: 4.0 / 5.0 Good for: Good credit, co-signers Backed wants to give low-interest loans to millennials with thin credit. The online lender uses a simple co-signer model. It allows someone…
Prosper and LendingClub are two of the most recognized and largest online lenders. They pioneered peer-to-peer funding and have issued billions in loans since their starts in 2006 and 2007,…
NerdWallet rating: 4.0 / 5.0 Good for: Good credit, debt consolidation LightStream stands out by giving borrowers with excellent credit low interest rates on unsecured personal loans. LightStream could be…
Online lenders including Avant, LendingClub and Prosper have announced temporary measures to support their existing customers affected by Hurricane Harvey. The lenders also told NerdWallet they may do the same in…
Foreign transaction fees can add up fast when using your debit card abroad. The fees are often 1% to 3% of the amount of a purchase, and many banks also apply…
NerdWallet’s ratings: 3.5/5.0 RushCard is a prepaid debit card that might appeal to some people who lack a checking account and want a way to receive paychecks and make…
