When you apply for a credit card, apartment rental, mortgage or car loan, two things help would-be lenders assess the likelihood that you’ll pay as agreed: your credit scores and credit reports.…
It’s a common misconception that good credit is only important if you’re planning to take out a loan. The reality is that a solid credit history will enable you to…
When you’ve worked to have a good credit score, you’ve put yourself in a favorable situation. But if you’ve already built up good credit, why not push your credit score to…
If you have fair credit and want to lease a car, you should consider how your credit score could affect your options. Your fair credit can influence the financing rates…
Making a serious money mistake never feels good, and having to deal with a credit mess can be painful. If your credit score has hit a rough patch, don’t worry: Even…
Getting serious in a romantic relationship inevitably comes with certain stumbling blocks. If you and your partner are thinking of taking a really big step — like moving in together or…
Your credit utilization ratio — the amount of credit you use as compared to your credit card limits — is a big factor influencing your credit score. Carrying a high…
Buying a home involves a mortgage application process, which can be lengthy and includes an extensive credit review. One small misstep — like applying for a new credit card —…
These days, it seems like there’s nothing you can’t do online. For example, if you’re in the market for a loan, you may be doing your rate shopping online to…
If you’re an at-home parent, your credit score may be the furthest thing from your mind, but it’s an important consideration. Even when you’re not earning an income, it’s smart to keep an eye…
