About FNBO Direct
Through FNBO Direct, First National Bank of Omaha offers high-yield, online-only services that include a savings account, a bill pay account, a 529 College Savings Plan, a Visa credit card, and certificates of deposit (CDs). All accounts offer high interest rates and are FDIC insured. First National Bank of Omaha is a subsidiary of First National Bank of Nebraska, a multi-state holding company that has been in business for more than 150 years.
Routing #: 104000016
Online Savings Account
With no monthly fees or minimum balance requirements, FNBO Direct’s Online Savings Account is easy to maintain. You can open the account for as little as $1. It comes with an optional ATM card that lets you withdraw cash at ATMs within the Plus network, which has 849,000 locations nationwide.
Online BillPay Account
FNBO’s Online BillPay Account is a great stand-in for a traditional checking account. It’s easy to pay your bills online by setting up automatic, recurring payments. As an added bonus, you’re allowed 4 free foreign ATM withdrawals each statement period if you maintain a minimum balance of $25,000 or more. FNBO Direct does not charge foreign ATM fees for any ATM branded with the Circle One logo, although third parties may.
Certificates of Deposit
FNBO Direct offers a variety of different certificate of deposit (CD) accounts. You can deposit a minimum of $500 for a term as short as 6 months, or as long as 60 months, in exchange for a fixed interest rate. You’ll get the best deal if you opt for a long-term account.
Extra Earnings Visa Card and 529 Savings Plan
In addition to deposit accounts, FNBO Direct also offers a rewards credit card and a 529 tax-advantaged college savings account. The Extra Earnings Visa Card offers 2 points per $1 spent for the first 12 billing cycles, then 1 point per dollar spent. The NEST 529 College Savings Plan lets you make automatic contributions from a checking or savings account, making it easy to save for your child’s college education.
Mobile Banking and Branchless Services
FNBO Direct offers a simple, convenient interface for people who prefer to perform all their transaction online. FNBO Direct does not offer mobile banking, although you can send mobile and email payments from your account with PopmoneyTM.
Connect with FNBO Direct
The FNBO Direct customer service team is available 24 hours a day, seven days a week. You can contact them via phone, email, fax or traditional mail.
Customer Service #: 1-877-370-3707