NerdWallet Health compiled government data to help you pick the best health insurance plan in Northern California. Whether you’re looking for a new Obamacare plan or wanting to change your health insurance, we’re here to help you look at all the plans available to you. For more plan information and to get a personalized quote, visit our friends at eHealth.
This plan data applies to the following counties: Alpine, Amador, Butte, Calaveras, Colusa, Del Norte, Glenn, Humboldt, Lake, Lassen, Mendocino, Modoc, Nevada, Plumas, Shasta, Sierra, Siskiyou, Sutter, Tehama, Trinity, and Tuolumne. Looking for San Francisco, Greater Sacramento, San Mateo, Contra Costa, Alameda, or North Bay health insurance information? You can also check our directory for plans in your area.
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Obamacare Health Insurance Plans in Northern California
|Estimated Monthly Premium**||Doctors Included
|Shop For Health Insurance|
|Anthem||Anthem Bronze 60 Health Savings Account PPO||$247||Visit Anthem to locate in-network doctors>>||for Anthem health insurance plans|
|Anthem Bronze 60 PPO||$245|
|Anthem Multi State Plan Silver 70 PPO||$325|
|Anthem Multi State Plan Gold 80 PPO||$398|
|Anthem Platinum 90 PPO||$467|
|Blue Shield||Blue Shield Bronze 60 Health Savings Account EPO||$277||Visit Blue Shield to locate in-network doctors>>||for Blue Shield health insurance plans|
|Blue Shield Bronze 60 EPO||$282|
|Blue Shield Silver 70 EPO||$341|
|Blue Shield Gold 80 EPO||$401|
|Blue Shield Platinum 90 EPO||$460|
|Kaiser Permanente||Kaiser Permanente Bronze 60 Health Savings Account HMO||$260||Visit Kaiser to locate in-network doctors>>||for Kaiser health insurance plans|
|Kaiser Permanente Bronze 60 HMO||$266|
|Kaiser Permanente Silver 70 HMO||$356|
|Kaiser Permanente Gold 80 HMO||$432|
|Kaiser Permanente Platinum 90 HMO||$462|
|*Plans displayed may not be available in every county.
**Premiums are estimated for a 40-year-old before government subsidies.
Source: Covered California Health Insurance Companies and Plan Rates for 2015 and Shop and Compare Tool.
Most Americans won’t be able to purchase an Obamacare plan until the open enrollment period this year, which runs from Nov. 15, 2014, to Feb. 15, 2015. However, certain events, such as adopting a child, losing health insurance coverage or getting married, may qualify you for a special enrollment period.
Before purchasing insurance, get familiar with what a given plan will offer you. All plans sold through the government marketplace are required to provide enrollees with 10 “essential health benefits,” including things such as emergency services and pregnancy and newborn care. Your plan will also give you access to free screenings, as long as you visit an in-network doctor.
If you go uninsured for the year, you’ll be liable for a tax penalty. The penalty was small in 2014 and will go up each year. Some people will be exempt from the penalty.
California flag photo courtesy of Shutterstock.