List of Car Insurance Companies

See our list of car insurance companies, including the nation’s top 10 largest auto insurers.
Ryan Brady
By Ryan Brady 
Updated
Edited by Ben Moore

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There are thousands of car insurance companies to choose from. Some are big, national chains you’ve probably seen advertised on TV, while others are small, regional insurers you’ve likely never heard of. How do you know which is the right one for you? NerdWallet compiled a list of car insurance companies across the country, including information on some of the largest insurers.

Below, you’ll find a full list of car insurance companies NerdWallet evaluates and reviews. Use our reviews to compare car insurance companies and find the right one for you. NerdWallet researched policy options, consumer complaint data, customer satisfaction ratings, financial stability and more for all of the country's top car insurance companies plus many smaller, regional insurers.

🤓Nerdy Tip

Looking for the best auto insurer, big or small? Check out our list of the best car insurance companies.

Car insurance companies list

List of the biggest car insurance companies

Chances are you can’t name all the car insurance companies out there, but you’ve likely heard of some of the larger insurers such as Allstate, Geico, Progressive and State Farm. Together, these four companies make up over half of the personal auto insurance market in the U.S.

You’ve probably heard of the other companies rounding out the top 10 list of car insurance too.

List of biggest car insurance companies by market share

Rank

Company

Market share in 2022

1

16.84%

2

14.05%

3

13.76%

4

10.69%

5

5.92%

6

4.95%

7

4.55%

8

2.11%

9

2.11%

10

1.99%

What to know about the biggest car insurance companies

Larger insurers can have advantages over small car insurance companies, such as greater financial strength and stability, a wider network of agents and claims adjusters, 24-hour customer service, and better apps and websites.

But there’s more to an insurer than size. Below, you’ll find more information about each of the largest auto insurance companies on our list, including pros, cons and the latest available consumer complaint data from the National Association of Insurance Commissioners.

1. State Farm

insurance-product-card-logo

State Farm

5.0

NerdWallet rating 
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected
insurance-product-card-logo

State Farm

5.0

NerdWallet rating 
State Farm offers numerous discounts and extras including travel expense coverage, making it a good choice for most drivers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Read the full review: State Farm auto insurance

2. Progressive

insurance-product-card-logo

Progressive

4.5

NerdWallet rating 
Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected
insurance-product-card-logo

Progressive

4.5

NerdWallet rating 
Progressive offers a variety of products, but there’s room for improvement when it comes to customer satisfaction.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected

Read the full review: Progressive auto insurance

3. Geico

insurance-product-card-logo

Geico

5.0

NerdWallet rating 
With nationwide availability and a raft of discounts, Geico is a popular, and often affordable, choice for car insurance.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected
insurance-product-card-logo

Geico

5.0

NerdWallet rating 
With nationwide availability and a raft of discounts, Geico is a popular, and often affordable, choice for car insurance.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected

Read the full review: Geico auto insurance

4. Allstate

insurance-product-card-logo

Allstate

4.5

NerdWallet rating 
With plenty of coverage options and discounts, this auto insurance giant is worth a look.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected
insurance-product-card-logo

Allstate

4.5

NerdWallet rating 
With plenty of coverage options and discounts, this auto insurance giant is worth a look.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Close to expected

Read the full review: Allstate auto insurance

5. USAA

insurance-product-card-logo

USAA

5.0

NerdWallet rating 
USAA offers insurance to active military, veterans and their families only.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected
insurance-product-card-logo

USAA

5.0

NerdWallet rating 
USAA offers insurance to active military, veterans and their families only.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Read the full review: USAA auto insurance

6. Liberty Mutual

insurance-product-card-logo

Liberty Mutual

4.0

NerdWallet rating 
Liberty Mutual offers a long list of discounts, plus robust digital tools on its website and app.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

More than expected
insurance-product-card-logo

Liberty Mutual

4.0

NerdWallet rating 
Liberty Mutual offers a long list of discounts, plus robust digital tools on its website and app.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

More than expected

Read the full review: Liberty Mutual auto insurance

7. Farmers

insurance-product-card-logo

Farmers

4.5

NerdWallet rating 
One of the country's largest insurers, Farmers offers a long list of discounts and plenty of ways to customize your coverage.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected
insurance-product-card-logo

Farmers

4.5

NerdWallet rating 
One of the country's largest insurers, Farmers offers a long list of discounts and plenty of ways to customize your coverage.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Read the full review: Farmers auto insurance

8. Travelers

insurance-product-card-logo

Travelers

5.0

NerdWallet rating 
Travelers offers a broad range of coverage options and discounts to help you customize your car insurance policy.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected
insurance-product-card-logo

Travelers

5.0

NerdWallet rating 
Travelers offers a broad range of coverage options and discounts to help you customize your car insurance policy.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Read the full review: Travelers auto insurance

9. American Family

insurance-product-card-logo

American Family

5.0

NerdWallet rating 
American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Far fewer than expected
insurance-product-card-logo

American Family

5.0

NerdWallet rating 
American Family offers a wide range of coverage, including rideshare and gap insurance, but doesn’t sell policies in all states.

Discounts

Great set of discounts

Ease of use

Above average

NAIC complaints

Far fewer than expected

Read the full review: American Family insurance

10. Nationwide

insurance-product-card-logo

Nationwide

4.5

NerdWallet rating 
Nationwide’s wide variety of coverage options and low number of complaints make it a solid choice for many consumers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected
insurance-product-card-logo

Nationwide

4.5

NerdWallet rating 
Nationwide’s wide variety of coverage options and low number of complaints make it a solid choice for many consumers.

Discounts

Average set of discounts

Ease of use

Above average

NAIC complaints

Fewer than expected

Read the full review: Nationwide auto insurance

Finding the right car insurance company for you

Don’t forget about the smaller insurance companies. When shopping for car insurance, it's smart to consider a wide range of choices, from our list of the nation's biggest car insurance companies to smaller, regional insurers that may be a better fit for you.

Look at the big picture of customer satisfaction, claims service and price, and use NerdWallet’s car insurance comparison tool to help you compare rates.

Collect some basic information. This includes the driving history of everyone who will be on the policy, as well as facts about your car, such as safety features and estimated annual miles driven.

Determine which types of coverage you need. For example, do you want only the bare minimum insurance that your state requires, or do you want full coverage insurance, which offers greater financial protection on the road. Check that each company you’re considering has the options you want.

Compare apples to apples. When comparing rates among insurers, make sure each is offering the same coverage limits and deductibles. You may not want to make your decision based on price alone. Look at how many consumer complaints each company has, as a high number of complaints could be a red flag about the quality of service you'll receive.

Depending on which company you choose, you may be able to buy insurance online, over the phone or through an agent. For more guidance, see how to buy car insurance.

Methodology

AUTO INSURANCE RATINGS METHODOLOGY NerdWallet’s auto insurance ratings reward companies for customer-first features and practices. Ratings are based on weighted averages of scores in several categories, including financial strength, consumer complaints and discounts. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim. Using our editorial discretion, we also consider customer satisfaction surveys. These ratings are a guide, but we encourage you to shop around and compare several insurance quotes to find the best rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for auto insurance.

INSURER COMPLAINTS METHODOLOGY NerdWallet examined complaints received by state insurance regulators and reported to the National Association of Insurance Commissioners in 2019-2021. To assess how insurers compare to one another, the NAIC calculates a complaint index each year for each subsidiary, measuring its share of total complaints relative to its size, or share of total premiums in the industry. To evaluate a company’s complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC. Ratios are determined separately for auto, home (including renters and condo) and life insurance.

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