Learn About

General Small Business Articles

Back to Page 1

How Much Does Small-Business Health Insurance Cost?

For small-business owners, the cost of providing health insurance to employees depends on coverage, location and worker demographics.

Rosalie Murphy's profile picture
2
Rosalie Murphy, Amrita Jayakumar

Business Umbrella Insurance: Who Needs It, How to Get It

Business umbrella insurance adds a layer of protection to other policies to guard against catastrophic losses.

Rosalie Murphy's profile picture
2
Rosalie Murphy, Billie Anne Grigg

How Much Does Business Insurance Cost?

Annual sales, payroll and prior claims all factor into your insurance premium.

Rosalie Murphy's profile picture
Rosalie Murphy

Liquor Liability Insurance: What It Is, Where to Get It

Liquor liability insurance protects small businesses that manufacture, sell or serve alcohol.

Randa Kriss's profile picture
Randa Kriss

Directors and Officers Liability Insurance: What Is D&O Coverage?

Directors and officers insurance protects your leaders if they're named in a lawsuit against your company.

Rosalie Murphy's profile picture
2
Rosalie Murphy, Lisa Anthony

The Hartford Business Insurance Review 2026: Stable Company With a Customizable BOP

The Hartford offers comprehensive coverage for businesses of all sizes. You might be able to get a quote online.

Tina Orem's profile picture
2
Tina Orem, Rosalie Murphy

Best Online Business Insurance Companies 2026

Our top choices for getting and managing insurance online include Ergo Next, Thimble, biBERK, Chubb and Simply Business.

Rosalie Murphy's profile picture
Rosalie Murphy

Ergo Next Insurance Review 2026: Quick Online Shopping, DIY After That

Ergo Next lets small-business owners shop online for general liability insurance, business owner's policies and more.

Rosalie Murphy's profile picture
Rosalie Murphy

How Much Is Workers’ Comp Insurance?

Workers' compensation premiums for small businesses depend on several factors, but some are within your control.

Whitney Vandiver's profile picture
Whitney Vandiver

Racial Funding Gap Shows Black Business Owners Are Shut Out From Accessing Capital

Data breakdown on the racial funding gap: BIPOC business owners are at a disadvantage when it comes to financing.

Eric Goldschein's profile picture
Eric Goldschein

Best Small-Business Group Health Insurance Plans

Blue Cross Blue Shield, Kaiser Permanente and Aetna are among the best health insurance plans for small businesses.

Rosalie Murphy's profile picture
Rosalie Murphy

General Liability vs. Workers’ Compensation: What’s the Difference?

Most businesses need general liability insurance. If you have employees, you probably need workers' comp too.

Hillary Crawford's profile picture
2
Hillary Crawford, Rosalie Murphy

Hiscox Insurance Review 2026: E&O Coverage for Professionals

Hiscox offers comprehensive coverage for white-collar professionals, including E&O and cyber insurance. You can buy online.

Tina Orem's profile picture
2
Tina Orem, Rosalie Murphy

Employer’s Liability Insurance: What It Is, Which Businesses Need It

Usually, this coverage comes included with your workers' compensation insurance policy.

Billie Anne Grigg's profile picture
Billie Anne Grigg

Business Income Insurance: What It Is, How to Get It

If your property is damaged and you can't operate your business, this type of insurance can help with expenses.

Lisa Anthony's profile picture
2
Lisa Anthony, Rosalie Murphy

What Types of Business Insurance Coverage Do You Need?

Most businesses need several types of business insurance to protect against risks like lawsuits and property damage.

Rosalie Murphy's profile picture
Rosalie Murphy

General Liability vs. Professional Liability Insurance: Do You Need Both?

General and professional liability insurance protect against different business risks. You may need both.

Rosalie Murphy's profile picture
Rosalie Murphy

What Is Excess Liability Coverage?

Excess liability insurance increases the limits of one underlying liability insurance policy.

Randa Kriss's profile picture
Randa Kriss

Restaurant Insurance: What You Need, Best Companies

Restaurants need general liability insurance, liquor liability insurance and workers’ comp to comply with leases and local laws.

Rosalie Murphy's profile picture
Rosalie Murphy

Does Your Business Need Insurance?

All businesses should have general liability insurance or a business owner's policy. Here's how to identify your risks.

Rosalie Murphy's profile picture
Rosalie Murphy