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You could face penalties, interest and delays — but there are steps you can take to plan ahead.

A well-written business plan can help strengthen your loan application by showing lenders how your business will make money and repay the loan.

Outcomes vary depending on the type of bankruptcy filed, whether the loan is secured and whether a personal guarantee was signed.

A well-written business plan can help strengthen your loan application by showing lenders how your business will make money and repay the loan.

Outcomes vary depending on the type of bankruptcy filed, whether the loan is secured and whether a personal guarantee was signed.

A past bankruptcy filing doesn’t make you ineligible for every type of business loan.

A well-written business plan can help strengthen your loan application by showing lenders how your business will make money and repay the loan.

Outcomes vary depending on the type of bankruptcy filed, whether the loan is secured and whether a personal guarantee was signed.

A past bankruptcy filing doesn’t make you ineligible for every type of business loan.

With 250+ articles and 80+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's writers and strategists.

Revenue shapes funding amounts, but low earners still found options.


Finding the right tax help for your small business starts with knowing what you actually need. This guide breaks down your options — from DIY software to CPAs and enrolled agents — and helps you choose and vet the right fit for your situation.


Filing business taxes isn't just a once-a-year event — it's a year-round process. Here's how to approach every step, from entity selection and recordkeeping to deductions, credits and submission.


Estimate your income and self-employment tax liabilities in a few steps. Just remember to make quarterly payments toward them.


The IRS doesn’t tax your business income at a single rate. Instead, it separates your income into segments and taxes each at different rates.


Under the SBA's new policy, businesses will be able to access up to $10 million in combined 7(a) and 504 funding. But the average small business is unlikely to see an impact.


Businesses can now apply for Trump tariff refunds, but eligibility depends on timing and import entry status.


Insurance protects your bakery’s equipment, ingredients and business finances. Home bakers should have coverage too.


Florists need general liability and commercial property insurance, at minimum. Most florists will need additional policies.


Coffee shops need insurance to protect their equipment and business finances. Most commercial landlords require it.


Landscapers need general liability and commercial auto insurance. Most will need more coverage.


Salon owners need multiple types of liability insurance, as well as property insurance, at a minimum.


At minimum, manufacturers need general liability and property insurance. Most will need more coverage.


A drywall business should have general liability and workers’ compensation insurance, at minimum. Most companies will need more policies.


Roofing insurance is usually a package of policies. It helps protect your business from lawsuits, accidents and property damage.


As SBA COVID EIDL payments come due, many small-business owners can’t afford to pay. This guide breaks down the consequences of falling behind and the options borrowers may still have.


The SBA's latest rule change reduces financing access for small businesses with immigrant or mixed-status ownership.


Get the capital you need to start or grow your small business with these five loan options.


These five lenders can help business owners with bad credit access capital.


Qualifying for a small-business loan isn't always straightforward. Here's what NerdWallet data says about the businesses that succeeded in getting funding.
