Trade Credit: What It Is, Advantages and Disadvantages
Trade credit can be used to improve cash flow and build relationships with vendors or suppliers.
What Trump’s Win Means for Small Businesses
President-elect Donald Trump has lots of plans for the economy. Here's how they might impact your small business.
SBA Working Capital Pilot Program: What It Is and How to Apply
The SBA Working Capital Pilot program can help you access affordable working capital for your small business.
Can You Have Multiple SBA Loans?
To qualify for multiple SBA loans, you’ll need to be in good standing, have positive cash flow, strong personal credit and sufficient collateral.
Can You Get an SBA Loan With Bad Credit?
Maybe, but it will depend on your specific credit score and the type of SBA loan you’re interested in.
What Is a Prepayment Penalty on a Business Loan?
Paying a prepayment penalty on your business loan may be worth it to save on interest or free up cash flow, but you’ll need to carefully consider your circumstances before deciding to pay off your loan early.
Best Small-Business Lenders of 2026
If you have strong credit and finances, bank or SBA lenders will save you the most money; if you don’t, online lenders offer faster, more flexible access to capital — just expect to pay more for the convenience.
Best LLC Loans: Compare Options and Learn How to Qualify
LLC loans are essentially the same as any other small-business loans, except they're specifically for financing an LLC.
How to Get Certified as a Minority-Owned Business
Getting certified as a minority-owned business can help your business access government contracts, business capital, networking opportunities and more.
How to Increase Prices Without Losing Customers
Focusing price increases on certain products and situations, like rush orders, can reduce the shock to customers.
Business Acquisition Loans: Overview and Top Options
A business acquisition loan allows you to spread the costs of buying another company over a number of years.
New Businesses Surge but May Be Tested This Year
Business Loans You Can Get Without a Personal Guarantee
Business loans without a personal guarantee can protect your personal assets, but they can be hard to find and usually require another form of security.
Best Business Loans and Grants for People With Disabilities
Business funding options for people with disabilities include SBA, bank and state loan programs, as well as grant opportunities from government agencies and private companies.
Business Loan Origination Fee: Definition and Cost
Business loan origination fees add to the cost of a business loan, but you may be able to negotiate a lower amount or write it off as a business expense.
Does a Business Loan Affect Personal Credit?
A business loan alone shouldn't appear on your personal credit report; however, it can affect your personal credit in other ways.
Debt Service Coverage Ratio (DSCR): What It Is & How to Calculate
Debt service coverage ratio (DSCR) is calculated by dividing your business’s total debt obligations by its net operating income.
High-Risk Business Loans: Do You Need One?
Borrowers who don’t meet traditional requirements may qualify for high-risk business loans, often with higher rates and shorter terms.
Small Businesses Seek Funding Despite Tough Lending Market
Consider these strategies to get the most affordable loan option for your business.
A Guide to Business Loans From Family and Friends
Business loans from family and friends can help finance your business when other options are not available, but they have some notable disadvantages.