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Should You Get an Online Business Loan or a Bank Loan?

Online business loans are best for speed and flexibility, but bank business loans can offer the lowest interest rates.

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Randa Kriss

Small Businesses in Limbo Amid Trump’s Tumultuous Trade War

Four small-business owners share how they’re weathering volatile tariff policies and planning for unpredictable futures.

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Randa Kriss

SBA Loans Just Got Harder to Qualify For

Recent SBA loan changes usher in a return to stricter underwriting and a more rigorous application process.

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Randa Kriss

2025 Small Business Month Study

A new NerdWallet survey shows that while most Americans value supporting small businesses, higher prices and shipping costs may be keeping them from patronizing these businesses more often.

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Erin El Issa

Can You Transfer Your SBA Loan to Another Person?

Possibly, but you’ll need approval from your lender and the SBA.

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Ryan Brady, CFP®

How to Finance a New or Used Semi Truck

Financing a commercial truck can be a practical, flexible way to expand your business while spreading the cost of the vehicle over multiple years.

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Ryan Brady, CFP®, Randa Kriss

Best Business Loans for Minority Entrepreneurs

Business loans for minority entrepreneurs tend to have more flexible qualification requirements than traditional loans, and may require you to submit a certification stating your business is minority-owned.

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Randa Kriss

Should You Use a DSCR Loan for Your Rental Property?

Debt service coverage ratio (DSCR) loans allow real estate investors to qualify for financing based on a property's projected rental income.

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Ryan Brady, CFP®

How Small Businesses Can Combat Supply Chain Risks Amid Trump’s Tariff War

There are concrete actions that small-business owners can take to mitigate the impact of a potential trade war on their bottom line.

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Randa Kriss

2025 Women Entrepreneurs Report

A new NerdWallet survey finds that women entrepreneurs are often juggling multiple jobs, but still don’t feel financially successful.

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Erin El Issa

What Is a Business Term Loan and How Does It Work?

Business term loans can be among the least expensive forms of business financing and are good for making long-term investments in your business.

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Randa Kriss, Karrin Sehmbi

Inventory Financing: A Guide for Small Businesses

Inventory financing is a good option for product-based businesses that may not be able to qualify for other loan options.

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Randa Kriss

SBA Commercial Vehicle Loans: What They Are and How to Get One

You may be able to finance your next business truck, van or car using an SBA commercial vehicle loan.

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Ryan Brady, CFP®

What Is a Charge-Off on an SBA Loan?

The SBA may charge off your loan after several months of being in default, but you will still be obligated to pay.

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Olivia Chen

What Trump’s Tariffs Mean for Small Businesses

The Trump administration's sweeping tariffs mean that small businesses may have to pay more for their overseas products and parts.

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Randa Kriss

Are SBA Loans, Small Businesses Affected by Trump Pausing Federal Funding?

The White House said funds for small businesses, including loans and grants, will not be paused as part of the controversial federal funding freeze.

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Randa Kriss

Best Business Debt Consolidation Loans

Business debt consolidation may be a good idea if the new loan offers lower interest rates, longer repayment terms or a lower monthly payment than your current loans.

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Randa Kriss, Lisa Anthony

Can You Refinance With an SBA Loan?

You might be able to refinance existing business debt using an SBA loan, but prepare to jump through a few hoops first.

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Ryan Brady, CFP®

2024 Small Business Report

A new survey of small-business owners reveals their biggest challenges and rewards.

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Joe Yerardi

Should You Use Loan Stacking to Fund Your Business?

Loan stacking is a risky method of business financing in which borrowers take out multiple loans within a short period of time.

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Olivia Chen