
Should You Get an Online Business Loan or a Bank Loan?
Online business loans are best for speed and flexibility, but bank business loans can offer the lowest interest rates.


Small Businesses in Limbo Amid Trump’s Tumultuous Trade War
Four small-business owners share how they’re weathering volatile tariff policies and planning for unpredictable futures.


SBA Loans Just Got Harder to Qualify For
Recent SBA loan changes usher in a return to stricter underwriting and a more rigorous application process.


2025 Small Business Month Study
A new NerdWallet survey shows that while most Americans value supporting small businesses, higher prices and shipping costs may be keeping them from patronizing these businesses more often.


Can You Transfer Your SBA Loan to Another Person?
Possibly, but you’ll need approval from your lender and the SBA.


How to Finance a New or Used Semi Truck
Financing a commercial truck can be a practical, flexible way to expand your business while spreading the cost of the vehicle over multiple years.


Best Business Loans for Minority Entrepreneurs
Business loans for minority entrepreneurs tend to have more flexible qualification requirements than traditional loans, and may require you to submit a certification stating your business is minority-owned.


Should You Use a DSCR Loan for Your Rental Property?
Debt service coverage ratio (DSCR) loans allow real estate investors to qualify for financing based on a property's projected rental income.


How Small Businesses Can Combat Supply Chain Risks Amid Trump’s Tariff War
There are concrete actions that small-business owners can take to mitigate the impact of a potential trade war on their bottom line.


2025 Women Entrepreneurs Report
A new NerdWallet survey finds that women entrepreneurs are often juggling multiple jobs, but still don’t feel financially successful.


What Is a Business Term Loan and How Does It Work?
Business term loans can be among the least expensive forms of business financing and are good for making long-term investments in your business.


Inventory Financing: A Guide for Small Businesses
Inventory financing is a good option for product-based businesses that may not be able to qualify for other loan options.


SBA Commercial Vehicle Loans: What They Are and How to Get One
You may be able to finance your next business truck, van or car using an SBA commercial vehicle loan.


What Is a Charge-Off on an SBA Loan?
The SBA may charge off your loan after several months of being in default, but you will still be obligated to pay.


What Trump’s Tariffs Mean for Small Businesses
The Trump administration's sweeping tariffs mean that small businesses may have to pay more for their overseas products and parts.


Are SBA Loans, Small Businesses Affected by Trump Pausing Federal Funding?
The White House said funds for small businesses, including loans and grants, will not be paused as part of the controversial federal funding freeze.


Best Business Debt Consolidation Loans
Business debt consolidation may be a good idea if the new loan offers lower interest rates, longer repayment terms or a lower monthly payment than your current loans.


Can You Refinance With an SBA Loan?
You might be able to refinance existing business debt using an SBA loan, but prepare to jump through a few hoops first.


2024 Small Business Report
A new survey of small-business owners reveals their biggest challenges and rewards.


Should You Use Loan Stacking to Fund Your Business?
Loan stacking is a risky method of business financing in which borrowers take out multiple loans within a short period of time.
