How to Get a Business Loan From the Government
Programs from the SBA and USDA offer affordable financing options.
Should You Repay an SBA Loan Early?
You should repay your SBA loan early if the interest savings outweigh any prepayment penalties — and it makes sense for your financial situation.
What Happens If You Use a Business Loan for Personal Expenses?
You shouldn't use a business loan for personal purposes. It violates your loan agreement and can have negative consequences for your company.
Small Business Loans for Women: Best Options & How to Qualify
The best business loans for women help bridge the funding gap — empowering female entrepreneurs to grow and succeed.
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Startup Business Loans for Bad Credit or No Collateral
You can get a startup business loan with bad credit or no collateral — but you should compare costs and evaluate risks carefully.
Best Low-Interest Business Loans of 2026
Compare options from banks, SBA lenders and online lenders to find the best low-interest business loan for your needs.
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Best Equipment Financing and Loans of 2026
Compare our top equipment lenders by rates, terms and eligibility. Plus, learn more about how this type of financing works.
Can You Get a Business Loan Without a Business Bank Account?
You will most likely need a business bank account in order to get a small-business loan. Here's why.
Can You Defer Payments on a Business Loan?
A business loan deferment lets struggling business owners temporarily pause payments to regain financial stability. Approval depends on clear communication and a solid recovery plan.
What Happens to Your SBA Loan if You File for Bankruptcy?
Outcomes vary depending on the type of bankruptcy filed, whether the loan is secured and whether a personal guarantee was signed.
What a Government Shutdown Means for SBA Loans
Processing and approvals for most SBA loans will stop during a government shutdown.
SBA MARC Loans: Pros, Cons, How to Qualify
Need working capital? SBA MARC loans offer big funding amounts, long terms and flexible repayment for small manufacturing businesses.
How the Fed Rate Affects Small-Business Loans
With no change to the Fed rate, the prime rate remains at 6.75%.
How to Prepare Your Small Business for a Recession
Strengthen your cash reserves, secure a business line of credit, make shopping easier for customers and cut unnecessary expenses before a financial crunch forces your hand.
Business Loans You Can Get After 6 Months in Operation
Your options will be limited, but with at least six months in business you may be able to get financing from online or community lenders.
Can You Get a Business Loan with a 500 Credit Score?
Although you may be able to get a business loan with a 500 credit score, you should exercise caution, as available options can be expensive.
What Is Business Loan Forbearance, and When Should You Request It?
Loan forbearance allows you to temporarily skip or reduce loan payments while you get your finances back on track.
Should You Restructure Your Business Loan?
Restructuring a business loan means permanently changing its terms to make monthly payments more manageable. But you’ll have to negotiate with your lender and prove financial hardship to qualify.
What Are Interest-Only Business Loan Payments?
Interest-only payments on a business loan may give you short-term relief if you’re facing financial difficulties.
Unsecured Business Loans: Best Options and How to Get One
Unsecured business loans make the most sense when you need money fast, you don't have assets to pledge or the amount is small enough that a higher rate won't strain cash flow.