Small Business Articles and Advice

Does PenFed Offer Business Bank Accounts?

Some nonprofits and clubs can create accounts at PenFed, but business owners need to look elsewhere. Start with these alternatives.

Debt Service Coverage Ratio (DSCR): What It Is & How to Calculate

Debt service coverage ratio (DSCR) is calculated by dividing your business’s total debt obligations by its net operating income.

High-Risk Business Loans: Do You Need One?

Borrowers who don’t meet traditional requirements may qualify for high-risk business loans, often with higher rates and shorter terms.

Best Banks for Small Business in California

The best banks for small businesses in California offer excellent business checking accounts and accessible customer support. Additional services, like business loans, further allow these banks to meet your business’s changing needs.

Top Business Checking Accounts

Small Businesses Seek Funding Despite Tough Lending Market

Consider these strategies to get the most affordable loan option for your business.

Best Business Credit Card Sign-Up Bonuses

Earn up to $2,000 or up to 300K points with these sign-up bonuses for new cardholders. Plus, check our offer tracker to see how past offers compare.

A Guide to Business Loans From Family and Friends

Business loans from family and friends can help finance your business when other options are not available, but they have some notable disadvantages.

Best Banks for Small Business in North Carolina

Nerdwallet analyzed national, regional and online financial institutions to find the best banks for small businesses in North Carolina. Here are our picks for the best overall banks available, plus some local options worth considering.

Should You Use Credit Card Stacking to Fund Your Business?

Credit card stacking can help early-stage startups access funding, but it can be risky and expensive if not managed properly.