
Microloans: Overview and Best Microlenders
Microloans can be a good fit if you can’t qualify for traditional financing, such as startups and borrowers with bad credit.

Microloans can be a good fit if you can’t qualify for traditional financing, such as startups and borrowers with bad credit.

You need commercial car insurance if your business owns vehicles or you employees drive as part of their work.

First, register your business so credit bureaus know about it. Then, open a business credit card and establish tradelines.

Unsecured business loans exist, but offering collateral may help you get more favorable interest rates and terms.

Business and personal cards report to different credit bureaus and have different reward categories.

Most business credit cards require a personal guarantee — meaning you're on the hook if your business can't pay.

Let your day-to-day spending guide your search for a business credit card.

Understand interest costs and fees before you borrow to help choose the best loan option for your business.

Technically, yes. But business cards offer higher limits, better rewards and tools that make running a business easier

The biggest obstacles have to do with Social Security numbers and credit histories.