
Best High-Risk Merchant Accounts of 2026
The best high-risk credit card processors focus on the complexities of your business, not instant approval. They have transparent pricing and clear strategies for dealing with chargebacks and fraud.

The best high-risk credit card processors focus on the complexities of your business, not instant approval. They have transparent pricing and clear strategies for dealing with chargebacks and fraud.

Stripe is a solid online payment processor. But it’s not the right choice for all businesses — especially if you accept payments in-person. We found alternatives that can offer cheaper pricing, better POS software and more specific industry tools.

Bank of America's full-featured business checking rewards businesses that go all-in with loyalty perks that get better as your deposits grow.

IHG loyalists easily get their money’s worth with this card’s free night, big welcome offer and automatic status.

Square is a popular choice for businesses, but it’s not the best fit for everyone. Our top alternatives offer more industry-specific features or cheaper processing rates.

The average processing fee for debit card transactions is 34 cents in interchange plus your processor’s markup.

If your retail shop uses multiple sales channels, narrow down your choices to products that include the right POS and e-commerce integrations.

Earn more than 4% APY with a business certificate of deposit.

IPads that function as point-of-sale systems are affordable, flexible and easy to use. Here’s how to pick the right one.

We looked at more than 125 business software products. We chose the top contenders in a variety of categories. That includes accounting, payments, payroll, invoicing and inventory management.