There’s no free way to accept card payments. But these companies keep costs down without sacrificing value. The cheapest option for you will depend on factors like sales volume and how you process payments.
Business owners can get a DUNS number for free through the business credit bureau Dun & Bradstreet.
Payment processors often build gateways into their offerings. The best choices have straightforward setup options and skip contracts and PCI compliance fees.
The U.S. Bank Business Triple Cash Rewards card offers business-friendly bonus categories, a long intro APR period and a generous sign-up bonus.
Accion Opportunity Fund specializes in small-business term loans but also now offers SBA 7(a) loans, equipment leasing and truck financing. Qualification requirements are more accessible than banks, and interest rates are lower than many other online lenders.
This free, high-yield business account is a great choice for small-business owners who prefer to manage their finances online.
Square loans are repaid using a percentage of your daily sales rather than a fixed repayment amount.
The best bookkeeping services handle your tasks without breaking your business’s budget. Look for dedicated access with a live bookkeeper, and consider add-ons like tax planning, payroll and HR support.
Freelancers and gig workers can get business credit cards like any other company. Approval is based on your personal credit, not annual revenue or time in business.
