Small Business Articles and Advice

Invoice Factoring vs. Invoice Financing: What’s the Difference?

Invoice financing allows you to borrow against your outstanding invoices. With factoring, you're selling your invoices to a factoring company at a discount.

A Guide to Business Loans for Nonprofit Organizations

Because traditional business loans can be hard to get, nonprofit organizations should explore all funding options available to them.

Can You Get a Startup Business Loan With No Money?

Yes, but it won’t be easy. You’ll likely need to offer collateral, sign a personal guarantee, add a cosigner or meet other business loan requirements.

Business Loan Agreement: What You Need to Know Before Signing

Before signing a business loan agreement, make sure you understand all of the terms and conditions.

How to Fund Your Business Idea

Business credit cards and personal savings can help get you started, but business loans, lines of credit and venture capital can unlock more money for growth.

Wells Fargo vs. Bank of America Business Checking: Which Is Right for Your Business?

U.S. Bank vs. Chase Business Checking: Which Is Better?

Chase beats U.S. Bank on branch access and cash deposits, but U.S. Bank Business Essentials has no monthly fee.

SBA 8(a) Program: What It Is and How It Works

Review the benefits of participating in the SBA 8(a) program, eligibility requirements and how to apply.

How to Apply for an SBA Loan in 5 Steps

Applying for an SBA loan takes preparation, but choosing the right program, confirming your eligibility and working with an experienced lender can improve your chances of approval.

SBA Real Estate Loans: Uses, Rates and How to Qualify

SBA 7(a) and 504 loans can both be used to finance commercial real estate. Compare options to find the right fit for your business.