Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

American Express is a NerdWallet Partner

Amex EveryDay® Credit Card

Amex EveryDay® Credit Card

Loading

Card details

  • Earn 20% Extra Points - Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits.

  • 2X Points at U.S. supermarkets on up to $6,000 per year in purchases (then 1X).

  • Earn 10,000 Membership Rewards® Points after you spend $1,000 in qualifying purchases on the Card within your first 3 months of Card Membership.

  • 0% intro APR on purchases for 15 months, then a variable APR, 12.99% to 23.99%.

  • No Annual Fee.

  • Terms Apply.

  • Information about the Amex EveryDay® Credit Card has been collected independently by NerdWallet and has not been provided or reviewed by the issuer of this card.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-2x

  • Bonus offer

    Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months. Terms Apply.

  • Intro APR

    0% Intro on Purchases for 15 months

  • Ongoing APR

    APR: 12.99% - 23.99% Variable APR

    Penalty APR: 29.24%, Variable

    Cash Advance APR: 25.24%, Variable

  • Foreign transaction fee

    2.7% of each transaction after conversion to US dollars.

Recommended credit score

Compare to other cards

American Express Amex EveryDay Credit Card

Amex EveryDay® Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.99% - 23.99% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% Intro on Purchases for 15 months

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Not sure which card is best for you?

Take a simple quiz to find out

NerdWallet review

By Melissa Lambarena

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • Decent rewards rate

  • No annual fee

Cons
  • Foreign transaction fee

  • Longer 0% intro APRs available elsewhere

  • Higher rewards available elsewhere

"Everyday" can be a synonym for "ordinary" or "run-of-the-mill," and that description applies to the Amex EveryDay® Credit Card. Its a pretty basic rewards card whose most noteworthy features are the rewards boost it gives you for using it frequently and the fact that it is the only $0-annual-fee consumer American Express card to give out travel-friendly Membership Rewards points.

For a time, the Amex EveryDay® Credit Card was also offering superior balance-transfer benefits, including a $0 transfer fee, but those went away in 2020 as the credit card industry as a whole pivoted away from generous balance-transfer terms.

For more information, check out our full review of this card.