Welcome Bonus: Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.
Unlimited Travel Options: Every 7,500 points that you earn can be redeemed for a $100 statement credit toward airline tickets, hotel stays and other type of travel.
Flexible Ways to Earn: earn 1 point for virtually every dollar you spend on eligible purchases.
Flexible Bill Payments: pay your bill all at once or over time.
No annual fee, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 17.24%- 22.24%.
Terms and Restrictions Apply.
Rates, fees & offers
Earn 7,500 Bonus Points after you use your new Card to make $1,000 in purchases within the first 3 months.
0% on Purchases for 15 months; 0% on Balance Transfers for 15 months
APR: 17.24% - 22.24% Variable
Penalty APR: 30.24%, Variable
Cash Advance APR: 26.24%, Variable
Balance transfer fee
Foreign transaction fee
Recommended credit score
Not sure which card is best for you?
Editor's overall rating
Pros and cons
High rewards rate
No annual fee
Needs excellent credit
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The Blue Sky from American Express® is a step up from your generic 1% travel cards. Although the rewards rate is nominally 1%, you can get much more in certain increments: with every 7,500 points, you can redeem for statement credit. And if you redeem for travel expenses, you effectively get $100 back, which means that rewards rate is essentially 1.33%.
AmEx also gives you the opportunity to get credit for all other expenses, but the deal is much less sweet. With every 6,500 points, you can redeem for $50 in statement credit on non-travel expenses – half what you would for a flight or hotel stay.
That $50 difference is irritating, but the card’s still worth it. With an annual fee of $0, there’s no cost to carrying the card. And when you do travel, the Blue Sky from American Express® will make your jaunts much more comfortable and sometimes more inexpensive, too. For example, there’s free car-rental and damage insurance. This means that if you book your wheels with the Blue Sky from American Express®, you can save as much as $40 a day on your rental.
Then there’s added flexibility and benefits, like no blackout dates and Global Assist. The latter is a 24/7 service that will help you out in case of medical, legal or financial emergencies.
More comfort when you travel
Clearly, the Blue Sky from American Express® already does a fine job of keeping your travel expenses low, but you can squeeze even more cash back out of one or two more cards. If you’re a fan and frequent guest of the Hilton or Wyndham Hotels, check out their no-annual fee cards. The former will earn you 6 points per dollar at their hotels, while the latter will earn you 5 points per dollar at their locations and 2 points elsewhere.
Earn rewards and get out of debt
The Blue Sky from American Express® has an APR period of 0% on purchases and balance transfers for 15 months, and then the ongoing APR of 17.24% - 22.24% Variable.
If you are looking to get rid of some debt, check out the Discover it® Balance Transfer. This card gives you an APR of 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 14.24% - 25.24% Variable APR.
And you can still save on travel if you so desire. Unlike many other cards that’ll help you climb out of debt, the Discover it® Balance Transfer actually does return cash to you. There are rotating rewards that’ll earn you 5%, and everywhere else you’ll get back 1%.
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