American Express Starwood Credit Card Review | NerdWallet
Advertiser Disclosure

Starwood Preferred Guest® Credit Card from American Express

Apply Nowon American Express’s secure website.

American Express is a NerdWallet Partner

Starwood Preferred Guest® Credit Card from American Express

Apply Nowon American Express’s secure website.
Apply Nowon American Express’s secure website.

Card Details

  • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • No Foreign Transaction Fees on international purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • View Rates and Fees

APR, Variable

APR: 15.49%-19.49% Variable

Penalty APR: Up to 29.49%, Variable

Cash Advance APR: 25.49%, Variable

Pros

  • High rewards rate
  • No foreign transaction fee

Cons

  • Has annual fee
  • Needs excellent credit
  • Rewards only valuable if you stay at Starwood properties frequently

Rewards rate

2.30%

Annual fee

$0 for the first year, then $95

Intro APR

None

Disclaimer: Any editorial content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Nerdwallet Review

Author: Erin El Issa

The Starwood Preferred Guest® Credit Card from American Express is one of the Nerds' favorite hotel cards. It offers up to 5 Starpoints per dollar spent at participating SPG locations, and 1 Starpoint on all other purchases, plus a signup bonus: Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. But what really sets the Starwood Preferred Guest® Credit Card from American Express apart is its high value per point. The annual fee is $0 for the first year, then $95.

Want more information? Check out our full review of the Starwood Preferred Guest® Credit Card from American Express and our review of the SPG Starpoints program.

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.