Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

on American Express's secure website, or call (866) 512-6673

Starwood Preferred Guest® Credit Card from American Express

American Express is a NerdWallet Partner

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

on American Express's secure website, or call (866) 512-6673

Card details

  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.

  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.

  • No Foreign Transaction Fees on International purchases.

  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.

  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.

  • $0 introductory annual fee for the first year, then $95.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    2.00%

  • Bonus offer

    Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply.

  • Intro APR

    N/A

  • Ongoing Apr

    APR: 17.49% - 26.49% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 26.99%, Variable

  • Balance Transfer Fee

    Either $5 or 3% of the amount of each transfer, whichever is greater.

  • Foreign Transaction Fee

    None

Recommended credit score

Not sure which card is best for you?

Take a simple quiz to find out
Get started

NerdWallet Review

By Erin El Issa

Rating Details

4.3

Editor's overall rating

Pros and Cons

Pros

  • High rewards rate

  • Flexible rewards redemption

  • No foreign transaction fee

  • Bonus offer for new cardholders

Cons

  • Has annual fee

  • Requires good/excellent credit

The Starwood Preferred Guest® Credit Card from American Express is one of the Nerds' favorite hotel cards. Cardholders earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.

You'll also get a nice signup bonus: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply. The annual fee is $0 for the first year, then $95.

Want more information? Check out our review of the SPG Starpoints program and our full review of the Starwood Preferred Guest® Credit Card from American Express.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews
Sort by

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.