American Express Starwood Credit Card Review | NerdWallet
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Starwood Preferred Guest® Credit Card from American Express

Apply Nowon American Express’s secure website.
Apply Nowon American Express’s secure website.

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Starwood Preferred Guest® Credit Card from American Express

Apply Nowon American Express’s secure website.
Apply Nowon American Express’s secure website.

Card details

  • Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases spent on the Card at participating SPG® & Marriott Rewards® hotels. Earn 1 Starpoint for all other purchases.
  • No Foreign Transaction Fees on International purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights, all with no blackout dates.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • View Rates and Fees

APR, Variable

APR: 15.49% - 19.49% Variable APR

Penalty APR: Up to 29.49%, Variable

Cash Advance APR: 25.49%, Variable

Pros

  • No foreign transaction fee

Cons

  • Has annual fee
  • Needs excellent credit
  • Rewards only valuable if you stay at Starwood properties frequently

Rewards rate

1.00%

Annual fee

$0 for the first year, then $95

Intro APR

N/A

Recommended credit score

Disclaimer: Any editorial content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through the American Express Affiliate Program.

Nerdwallet Review

Author: Erin El Issa

The Starwood Preferred Guest® Credit Card from American Express is one of the Nerds' favorite hotel cards. It offers up to 5 Starpoints per dollar on purchases at participating SPG hotels, 2 Starpoints per dollar at Marriott Rewards properties, and 1 Starpoint per dollar on all other purchases.

You'll also get a signup bonus: Earn 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply. But what really sets the Starwood Preferred Guest® Credit Card from American Express apart is its high value per point. The annual fee is $0 for the first year, then $95.

Want more information? Check out our full review of the Starwood Preferred Guest® Credit Card from American Express and our review of the SPG Starpoints program.

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