Recommended credit score
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
No Foreign Transaction Fees on International purchases.
Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
$0 introductory annual fee for the first year, then $95.
Rates, fees & offers
$0 for the first year, then $95
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply.
APR: 17.99% - 26.99% Variable APR
Penalty APR: 29.99%, Variable
Cash Advance APR: 27.49%, Variable
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
Not sure which card is best for you?
Editor's overall rating
Recommended credit score
Pros and cons
High rewards rate
Flexible rewards redemption
No foreign transaction fee
Bonus offer for new cardholders
Has annual fee
Requires good/excellent credit
The Starwood Preferred Guest® Credit Card from American Express is more about function than flash — and for travelers who frequent hotels, that's what makes it well worth its annual fee of $0 for the first year, then $95.
The card comes fully stocked with five-star benefits, including an annual free night award, automatic Silver Elite status and a rich sign-up bonus. Although those who prefer to redeem points for high-end hotel stays likely won't snag as many good deals as they could have with the previous version of this card, the new perks on the current offer still make it a valuable option.
You'll also get a nice signup bonus: Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months. Terms Apply. The annual fee is $0 for the first year, then $95.
Want more information? Check out our full review of the Starwood Preferred Guest® Credit Card from American Express.
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