Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

on Bank of America's secure website, or call (877) 754-6706

Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

Bank of America® Cash Rewards credit card

on Bank of America's secure website, or call (877) 754-6706

Card details

  • No annual fee

  • NEW OFFER: $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter

  • No changing categories and no expiration on rewards

  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 15.24% - 25.24% Variable APR. 3% fee (min $10) applies to balance transfers

  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account

  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

  • Easily add your Mastercard® credit card to any digital wallet for a simple, secure, and convenient way to pay online, in-app, and in-store

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.00%*

  • Bonus offer

    $200 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening

  • Intro APR

    0% on Purchases for 12 billing cycles and 0% on Balance Transfers for 12 billing cycles for balance transfers made in the first 60 days

  • Ongoing Apr

    APR: 15.24% - 25.24% Variable APR

    Penalty APR: up to 29.99% APR

  • Balance Transfer Fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign Transaction Fee

    3%

Recommended credit score

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User Reviews

Rating Details

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