IHG® Rewards Club Premier Credit Card
on Chase's website
IHG® Rewards Club Premier Credit Card
Card details
Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights
Earn 40 points total per $1 spent when you stay at an IHG hotel for the first 12 months - after that, 25X points.
Earn 4X points on all other purchases for the first 12 months â€" after that, 2X points at gas stations, grocery stores, and restaurants and 1 point per $1 on all other purchases.
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Rates, fees & offers
Annual fee
$89
Rewards rate
1 point per dollar
Bonus offer
Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.
Intro APR
N/A
Ongoing APR
APR: 17.99% - 24.99% Variable APR
Cash Advance APR: 26.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
NerdWallet review
Rating details
4
Editor's overall rating
Pros and cons
Pros
No foreign transaction fee
Cons
Has annual fee
If you’re looking for free nights, the IHG® Rewards Club Premier Credit Card may be the card for you.
The $89-annual-fee card offers a rich sign-up bonus and rewards rate and a free night after each account anniversary year, plus a free reward night when you meet redemption and length-of-stay requirements.
The IHG® Rewards Club Premier Credit Card also grants you Platinum Elite status, which means premium perks and bonus points on bookings.
The main question to ask yourself before applying is whether you’ll be satisfied with your options within the IHG portfolio. Someone seeking greater flexibility or different hotel options might fare better with either a general-purpose travel credit card or a different co-branded hotel card.
For more information, check out our full review.
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