IHG® Rewards Premier Credit Card
IHG® Rewards Premier Credit Card
Card details
Earn 140,000 Bonus Points + 1 Free Night after spending $3,000 on purchases in the first 3 months from account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 3 or more nights
Earn up to 26 points total per $1 spent when you stay at an IHG hotel
Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Rates, fees & offers
Annual fee
$99
Rewards rate
1x-26x
Bonus offer
Earn 140,000 Bonus Points + 1 Free Night after spending $3,000 on purchases in the first 3 months from account opening.
Intro APR
N/A
Ongoing APR
APR: 18.24%-25.24% Variable APR
Cash Advance APR: 27.24%, Variable
Penalty APR: 29.99%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 IHG® Rewards Premier Credit Card | ||
|---|---|---|
| Learn more | ||
Annual fee$99 | Annual fee$99 | Annual fee$95 |
Regular APR18.24%-25.24% Variable APR | Regular APR18.74%-25.74% Variable APR | |
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
5
Editor's overall rating
Pros and cons
Pros
Anniversary perk
High rewards rate
Automatic elite status
Luxury perks
Cons
Has annual fee
Rewards have limited flexibility
If you’re looking for free nights, the IHG® Rewards Premier Credit Card may be the card for you.
The $99-annual-fee card offers a rich sign-up bonus and rewards rate and a free night after each account anniversary year, plus a free reward night when you meet redemption and length-of-stay requirements.
The IHG® Rewards Premier Credit Card also grants you Platinum Elite status, which means premium perks and bonus points on bookings.
The main question to ask yourself before applying is whether you’ll be satisfied with your options within the IHG portfolio. Someone seeking greater flexibility or different hotel options might fare better with either a general-purpose travel credit card or a different co-branded hotel card.
For more information, check out our full review.
