0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.99% - 24.99%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.99% - 24.99%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee
Free access to FICO® Scores
Rates, fees & offers
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
APR: 14.99% - 24.99% Variable APR
Penalty APR: Up to 29.99%, Variable
Cash Advance APR: 27.24%, Variable
Balance Transfer Fee
5% of each balance transfer; $5 minimum.
Foreign Transaction Fee
Recommended credit score
Not sure which card is best for you?
If you're looking for the longest introductory 0% APR deal for balance transfers, you've found it in the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer. The card offers 0% on Purchases for 12 months and 0% on Balance Transfers for 21 months, and then the ongoing APR of 14.99% - 24.99% Variable APR.
You'll also get extra perks, including 24/7 concierge service to help you book travel plans, plus special access to presale tickets and preferred seating to entertainment events through Citi® Private Pass®. The annual fee is $0.
Check out our full review for more on the Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer.
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