Card details
INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
100% U.S. based customer service.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
No annual fee.
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Intro APR
0% on Purchases for 6 months and 0% on Balance Transfers for 18 months
Ongoing Apr
APR: 13.99% - 24.99% Variable APR
Cash Advance APR: 26.99%, Variable
Balance Transfer Fee
3%
Foreign Transaction Fee
None
Recommended credit score
NerdWallet Review
Plus, Discover offers a sign-up bonus: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. Add to that free access to your FICO score, an online bonus mall where you can earn even more rewards, and a $0 annual fee.
Note that this card charges a 3% fee on each balance transfer. All things considered, however, the Discover it® Balance Transfer provides a package deal for people who want to save on interest while paying off their debt, and get rewards while they're at it. For more information, read our full review.
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