Discover it® chrome

Discover it® chrome

on Discover's website, or call (800) 347-0264

Discover it® chrome

Discover it® chrome

Discover it® chrome

on Discover's website, or call (800) 347-0264

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Card details

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

  • Redeem your cash back for any amount, any time. Cash rewards never expire.

  • 100% U.S. Based Customer Service available any time.

  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.

  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

  • No annual fee.

  • Discover is accepted nationwide by 99% of the places that take credit cards.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-2%

  • Bonus offer

    INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

  • Intro APR

    0% intro APR for 14 months on purchases and balance transfers

  • Ongoing APR

    APR: 11.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0

Regular APR

11.99% - 22.99% Variable APR

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% intro APR for 14 months on purchases and balance transfers

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Funto Omojola

Rating details

3.5

Editor's overall rating

Pros and cons

Pros
  • Bonus cash back categories

  • No annual fee

  • Intro APR period on Purchases and Balance Transfers

  • No foreign transaction fee

Cons
  • Requires good/excellent credit

  • Discover cards are not widely accepted outside of the U.S.

The Discover it® chrome earns 2% back at restaurants and gas stations on up to $1,000 in combined purchases each quarter and 1% back on all other purchases.

The card has an annual fee of $0 and comes with the following INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match..

Cardholders may be limited by its low maximum cash-back rate and cap on the amount of spending eligible for bonus rewards.

For more information, see NerdWallet’s full review of this card.