Discover it® chrome

Discover it® chrome

on Discover's website, or call 800-347-0264

Discover it® chrome

Discover it® chrome

Discover it® chrome

on Discover's website, or call 800-347-0264

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Card details

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.

  • Redeem your cash back for any amount, any time. Cash rewards never expire.

  • NEW Intro APR: Get a 0% intro APR‡ for 15 months on purchases. Then 12.24% to 23.24% Standard Variable Purchase APR applies, based on credit worthiness.

  • No annual fee.

  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-2%

  • Bonus offer

    INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers

  • Ongoing APR

    APR: 12.24%-23.24% Variable APR

    Cash Advance APR: 25.24%, Variable

  • Balance transfer fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$0

Annual fee

$0

Regular APR

12.24%-23.24% Variable APR

Rates & Fees

Regular APR

15.24%-25.24% Variable APR

Regular APR

23.24% Variable APR

Rates & Fees

Intro APR

0% intro APR for 15 months on purchases and balance transfers

Intro APR

N/A

Intro APR

10.99% intro APR on Balance Transfers for 6 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Funto Omojola

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

3.8

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period

  • Bonus categories

  • Cash rewards

Cons
  • Low rewards rate

  • Spending caps on bonus rewards

  • Lower acceptance abroad

The Discover it® chrome earns 2% back at restaurants and gas stations on up to $1,000 in combined purchases each quarter and 1% back on all other purchases.

The card has an annual fee of $0 and comes with the following INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match..

Cardholders may be limited by its low maximum cash-back rate and cap on the amount of spending eligible for bonus rewards.

For more information, see NerdWallet’s full review of this card.