Discover it® chrome
on Discover's website, or call (800) 347-0264
Discover it® chrome
Card details
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Redeem your cash back for any amount, any time. Cash rewards never expire.
100% U.S. Based Customer Service available any time.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
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No annual fee.
Discover is accepted nationwide by 99% of the places that take credit cards.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%-2%
Bonus offer
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Intro APR
0% intro APR for 14 months on purchases and balance transfers
Ongoing APR
APR: 11.99% - 22.99% Variable APR
Cash Advance APR: 24.99%, Variable
Balance transfer fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR | |
Intro APR0% intro APR for 14 months on purchases and balance transfers | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
3.5
Editor's overall rating
Pros and cons
Pros
Bonus cash back categories
No annual fee
Intro APR period on Purchases and Balance Transfers
No foreign transaction fee
Cons
Requires good/excellent credit
Discover cards are not widely accepted outside of the U.S.
The Discover it® chrome earns 2% back at restaurants and gas stations on up to $1,000 in combined purchases each quarter and 1% back on all other purchases.
The card has an annual fee of $0 and comes with the following INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match..
Cardholders may be limited by its low maximum cash-back rate and cap on the amount of spending eligible for bonus rewards.
For more information, see NerdWallet’s full review of this card.
