PenFed Promise Visa® Card

PenFed Promise Visa® Card

PenFed Promise Visa® Card

PenFed Promise Visa® Card

PenFed Promise Visa® Card

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Card details

  • $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.

  • 4.99% promotional rate for 12 months on transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%.

  • Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

  • Rate and offers current as of May 1, 2020 and are subject to change.

  • No annual fee

  • No late fee

  • No cash advance fee

  • No foreign transaction fees

  • Chip and Contactless ‘Tap and Pay’ enabled for added security, ease and convenience at the point of sale

  • Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout

  • Purchase variable rate as low as 12.99% APR and capped at 17.99%

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    N/A

  • Bonus offer

    $100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening

  • Intro APR

    4.99% promotional rate for 12 months on transfers made between now and September 30, 2020.

  • Ongoing APR

    APR: 12.99% - 17.99% Variable APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Pentagon Federal Credit Union Promise Credit Card

PenFed Promise Visa® Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

12.99% - 17.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

4.99% promotional rate for 12 months on transfers made between now and September 30, 2020.

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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