PenFed Promise Visa® Card

$100 bonus after spending $1,500 in purchase transactions within the first 90 days of account opening.

4.99% promotional rate for 12 months on transfers made between now and September 30, 2020. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%.

Subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.

Rate and offers current as of May 1, 2020 and are subject to change.

No annual fee

No late fee

No cash advance fee

No foreign transaction fees

Chip and Contactless ‘Tap and Pay’ enabled for added security, ease and convenience at the point of sale

Click and Pay eligible, via Secure Remote Commerce, so you can enjoy easy and secure online buying checkout

Purchase variable rate as low as 12.99% APR and capped at 17.99%