Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

Starbucks® Rewards Visa® Card

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Card details

  • Earn 1 Star per $2 you spend at grocery stores, on local transit and commuting, and on internet, cable, and phone services.

  • Earn up to 3 Stars per $1 spent at Starbucks stores: 1 Star per $1 when digitally loading your Starbucks Card® with your Starbucks Rewards Visa Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores.

  • Earn 1 Star per $4 you spend outside of Starbucks stores.

  • We’ll send you 8 Barista Picks throughout the year–food and drinks we love, curated just for you. Exclusive to your Starbucks® Rewards Visa® Card.

  • Earn 300 Bonus Stars the first time you use your Starbucks® Rewards Visa® Card to add money to your Starbucks® account.*

  • The information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card

Rates, fees & offers

  • Annual fee

    $0 intro first year, then $49

  • Rewards rate

    0.25x-3x

  • Bonus offer

    Earn 4,500 Bonus Stars after you spend $500 anywhere in the first 3 months from account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    3%

Recommended credit score

Compare to other cards

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Learn more
Annual Fee

$0 intro first year, then $49

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

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Just tell us some details and see which card matches your needs most.

NerdWallet review

By Claire Tsosie

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • Free food and drink offers

  • Potentially valuable rewards

Cons
  • Has annual fee

The Starbucks® Rewards Visa® Card features bold, Venti-sized ongoing rewards with an extra shot of loyalty benefits — and an annual fee of $0 intro first year, then $49.

Cardholders earn up to 3 Stars per $1 spent at Starbucks which includes:

--1 Star for every $1 digitally loaded to your registered Starbucks Card in the Starbucks mobile app using the Chase Freedom Unlimited®.

--2 Stars per $1 spent that you earn when paying with that registered card.

You'll also earn:

--1 Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable, and phone services.

--1 Star per $4 spent on all other purchases.

For dedicated fans of the coffee chain who drop in on the daily, it's well worth the relatively steep price. The card’s rewards, redeemable for free food and drink items at Starbucks, could potentially save you plenty. But for occasional customers, it’s not worth the cost.

For more information, see our full review of this card.

Information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.