Starbucks® Rewards Visa® Card
Starbucks® Rewards Visa® Card
Starbucks® Rewards Visa® Card
Card details
Earn up to 3 Stars per $1 spent at Starbucks stores: 1 Star per $1 when digitally loading your Starbucks Card® with your Starbucks Rewards Visa Card (excludes money added at the register), plus 2 Stars per $1 spent when that Starbucks Card is used to pay at Starbucks stores.
Earn 1 Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable and phone services.
Earn 1 Star per $4 you spend everywhere else.
Get free perks sent to your inbox once per month throughout 2022.
The information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card
Rates, fees & offers
Annual fee
$0 intro for the first year, then $49
Rewards rate
0.25x-3x
Bonus offer
N/A
Intro APR
N/A
Ongoing APR
APR: 17.49%-24.49% Variable APR
Cash Advance APR: 26.49%, Variable
Balance transfer fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3% of the amount of each transaction in U.S. dollars.
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 intro for the first year, then $49 | Annual fee$99 | Annual fee$95 |
Regular APR18.74%-25.74% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR for 15 months on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
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Rating details
4.1
Editor's overall rating
Pros and cons
Pros
Bonus categories
New cardholder bonus offer
High rewards rate
Cons
Has annual fee
Complicated rewards
Complicated redemptions
Requires good/excellent credit
The Starbucks® Rewards Visa® Card features bold, Venti-sized ongoing rewards with an extra shot of loyalty benefits — and an annual fee of $0 intro for the first year, then $49.
Cardholders earn up to 3 Stars per $1 spent at Starbucks which includes:
--1 Star for every $1 digitally loaded to your registered Starbucks Card in the Starbucks mobile app using the Chase Freedom Unlimited®.
--2 Stars per $1 spent that you earn when paying with that registered card.
You'll also earn:
--1 Star per $2 spent at grocery stores, on local transit and commuting, and on internet, cable, and phone services.
--1 Star per $4 spent on all other purchases.
For dedicated fans of the coffee chain who drop in on the daily, it's well worth the relatively steep price. The card’s rewards, redeemable for free food and drink items at Starbucks, could potentially save you plenty. But for occasional customers, it’s not worth the cost.
For more information, see our full review of this card.
Information related to the Starbucks® Rewards Visa® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.
