U.S. Bank Altitude™ Reserve Visa Infinite® Card

U.S. Bank Altitude™ Reserve Visa Infinite® Card

U.S. Bank Altitude™ Reserve Visa Infinite® Card

U.S. Bank Altitude™ Reserve Visa Infinite® Card

U.S. Bank Altitude™ Reserve Visa Infinite® Card

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Card details

  • Earn 50,000 points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.

  • Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.

  • Earn 3X points for every $1 on eligible net travel purchases and mobile wallet spending.

  • Get reimbursed up to $325 annually for eligible travel purchases and takeout, food delivery and dining purchases.

Rates, fees & offers

  • Annual fee

    $400

  • Rewards rate

    3x-5x

  • Bonus offer

    Earn an enrollment bonus of 50,000 points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 19.99%-26.99%, Variable APR

    Cash Advance APR: 28.99%, Variable

  • Balance transfer fee

    Either 3% of the amount of each transfer or $5 minimum, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$400

Annual fee

$99

Annual fee

$199

Regular APR

19.99%-26.99%, Variable APR

Rates & Fees

Regular APR

18.99%, 22.99% or 27.99%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Gregory Karp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.7

Editor's overall rating

Pros and cons

Pros
  • Anniversary perk

  • New cardholder bonus offer

  • High rewards rate

  • Luxury perks

Cons
  • Has annual fee

  • Limited availability

The U.S. Bank Altitude™ Reserve Visa Infinite® Card is a high-end travel credit card with lucrative rewards and perks that make it a worthy choice, despite its hefty annual fee of $400.

The card offers $325 in annual statement credit toward travel expenditures and a lucrative sign-up bonus: Earn an enrollment bonus of 50,000 points worth $750 on travel. Just spend $4,500 in the first 90 days of account opening.

Rewards:

- 5 points per dollar spent on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. - 3 points per dollar spent on eligible travel and mobile wallet spending. - 1 point per dollar spent on everything else.

A catch: You must be a U.S. Bank customer to qualify.

For more information, see a closer look at this card.