Virgin Atlantic World Elite Mastercard®
on Bank of America's website
Virgin Atlantic World Elite Mastercard®
Card details
For a limited time: Earn up to 80,000 bonus miles with the new Virgin Atlantic World Elite Mastercard®
New! Get a companion reward in the same cabin class when you redeem Flying Club miles for a Virgin Atlantic reward ticket. Must spend $25,000 or more in purchases annually to qualify
Earn 3 miles per $1 spent directly on Virgin Atlantic purchases and 1.5 miles per $1 spent on all other purchases with no limit to the number of miles you can earn
Redeem miles for flights on any of Virgin Atlantic's domestic and international partner airlines
25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status
No foreign transaction fees
Low annual fee of $90
Residents of the US and its territories only
Rates, fees & offers
Annual fee
$90
Rewards rate
1.5x-3x
Bonus offer
For a limited time: Earn up to 80,000 bonus miles with the new Virgin Atlantic World Elite Mastercard®
Intro APR
N/A
Ongoing APR
APR: 16.49% - 24.49% Variable APR
Penalty APR: up to 29.99% APR
Balance transfer fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign transaction fee
None
Recommended credit score
NerdWallet review
By Gregory Karp
Rating details
4.4
Editor's overall rating
Pros and cons
Pros
Companion ticket potential
High rewards rate
Transfer partners
Cons
Complicated redemptions
Award flight surcharges
The $90-annual-fee Virgin Atlantic World Elite Mastercard® is ideal for knowledgeable fans of the airline's frequent-flyer program, aka Flying Club. It can help you rack up miles quickly, thanks in large part to the 1.5 miles per dollar you earn on all non-airline spending — an outstanding rate for a co-branded airline credit card. You'll also have useful transfer partners, plus a way to earn a companion ticket each year if you spend enough.
Still, you'll likely have to pay hundreds of dollars in fees to use your reward miles on Virgin Atlantic flights. You could instead transfer miles to partners, if you're willing to take that extra step. But keep in mind that the companion ticket benefit is good only when you book an award flight with Virgin Atlantic, not with partners.
For more information, see NerdWallet's full review of this card.
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