Virgin Atlantic World Elite Mastercard®

Virgin Atlantic World Elite Mastercard®

on Bank of America's website

Virgin Atlantic World Elite Mastercard®

Virgin Atlantic World Elite Mastercard®

Virgin Atlantic World Elite Mastercard®

on Bank of America's website

Card details

  • For a limited time: Earn up to 80,000 bonus miles with the new Virgin Atlantic World Elite Mastercard®

  • New! Get a companion reward in the same cabin class when you redeem Flying Club miles for a Virgin Atlantic reward ticket. Must spend $25,000 or more in purchases annually to qualify

  • Earn 3 miles per $1 spent directly on Virgin Atlantic purchases and 1.5 miles per $1 spent on all other purchases with no limit to the number of miles you can earn

  • Redeem miles for flights on any of Virgin Atlantic's domestic and international partner airlines

  • 25 tier points per $2,500 in purchases (maximum 50 per month) to elevate your Flying Club status

  • No foreign transaction fees

  • Low annual fee of $90

  • Residents of the US and its territories only

Rates, fees & offers

  • Annual fee

    $90

  • Rewards rate

    Earn 3 miles per $1 spent directly on Virgin Atlantic purchases and 1.5 miles per $1 spent on all other purchases with no limit to the number of miles you can earn

  • Bonus offer

    For a limited time: Earn up to 80,000 bonus miles with the new Virgin Atlantic World Elite Mastercard®

  • Intro APR

    N/A

  • Ongoing APR

    APR: 16.49% - 24.49% Variable APR

    Penalty APR: up to 29.99% APR

  • Balance transfer fee

    Either $10 or 3% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

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NerdWallet review

By Gregory Karp

Rating details

Editor's overall rating

Pros and cons

Pros
  • Companion ticket potential

  • High rewards rate

  • Transfer partners

Cons
  • Complicated redemptions

  • Award flight surcharges

The $90-annual-fee Virgin Atlantic World Elite Mastercard® is ideal for knowledgeable fans of the airline's frequent-flyer program, aka Flying Club. It can help you rack up miles quickly, thanks in large part to the 1.5 miles per dollar you earn on all non-airline spending — an outstanding rate for a co-branded airline credit card. You'll also have useful transfer partners, plus a way to earn a companion ticket each year if you spend enough.

Still, you'll likely have to pay hundreds of dollars in fees to use your reward miles on Virgin Atlantic flights. You could instead transfer miles to partners, if you're willing to take that extra step. But keep in mind that the companion ticket benefit is good only when you book an award flight with Virgin Atlantic, not with partners.

For more information, see NerdWallet's full review of this card.

User Reviews

Rating Details

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