Jasper Mastercard®
on Jasper's website
Jasper Mastercard®
Card details
No credit history required if you don’t already have one (proof of income required to apply)
Unique autopay settings, push notifications, and utilization alerts that help you manage your account and build your credit
All the benefits of a premium Mastercard®
Earn 1% cash back on every eligible** purchase.
No annual fee*, no security deposit, up to a $5k credit limit
Not for credit repair
Issued by WebBank, Member FDIC
Rates, fees & offers
Annual fee
$0*
Rewards rate
1%
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 15.49% - 24.99% Variable
Cash Advance APR: 24.99% - 29.99% Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0* | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
3.4
Editor's overall rating
Pros and cons
Pros
No annual fee*
No foreign transaction fee
Cons
Limited credit bureau reporting
The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.
Features include:
• An annual fee of $0*.
• No foreign transaction fees.
• No security deposit.
• A credit limit of up to $5,000.
Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.
