Jasper Mastercard®
Jasper Mastercard®
Card details
Get up to 6% cash back by referring friends!
Start with 1% and get an extra 1% for a full year for every friend you bring on board.
Cash back not limited to certain categories, earn on almost all everyday purchases.
No annual fee, no security deposit, no foreign transaction fees.
Simple, intuitive app to manage your account.
Unique auto payment options that help you build and maintain your credit score.
Receive cash back automatically every month as a statement credit after three on time payments.
Earn cash back as long as your account is in good standing.
Your cash back maximum varies based on your credit limit.
Issued by WebBank, Member FDIC.
- View Rates and Fees
Rates, fees & offers
Annual fee
$0*
Rewards rate
1%-6%
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 15.49% - 24.99% Variable
Cash Advance APR: 24.99% - 29.99% Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Jasper Mastercard® | ||
|---|---|---|
Annual Fee$0* | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
3.6
Editor's overall rating
Pros and cons
Pros
No annual fee*
Qualify with limited/bad credit
Reports to the three major credit bureaus
Earns rewards
No foreign transaction fees
Cons
Longer approval process
Mobile-only account access
The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.
Features include:
• An annual fee of $0*. • No foreign transaction fees. • No security deposit. • A credit limit of up to $5,000.
Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.
