Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

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Card details

  • Get up to 6% cash back by referring friends!

  • Start with 1% and get an extra 1% for a full year for every friend you bring on board.

  • Cash back not limited to certain categories, earn on almost all everyday purchases.

  • No annual fee, no security deposit, no foreign transaction fees.

  • Simple, intuitive app to manage your account.

  • Unique auto payment options that help you build and maintain your credit score.

  • Receive cash back automatically every month as a statement credit after three on time payments.

  • Earn cash back as long as your account is in good standing.

  • Your cash back maximum varies based on your credit limit.

  • Issued by WebBank, Member FDIC.

Rates, fees & offers

  • Annual fee

    $0*

  • Rewards rate

    1%-6%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.49%-24.99% Variable

    Cash Advance APR: 24.99%-29.99% Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Jasper Mastercard®

Jasper Mastercard®

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn more
Annual fee

$0*

Annual fee

$99

Annual fee

$95

Regular APR

15.49%-24.99% Variable

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

17.99%-24.99% Variable APR

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

2.9

Editor's overall rating

Pros and cons

Pros
  • No annual fee*

  • Qualify with limited/bad credit

  • Reports to the three major credit bureaus

  • Earns rewards

  • No foreign transaction fees

Cons
  • Longer approval process

  • Mobile-only account access

The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.

Features include:

• An annual fee of $0*. • No foreign transaction fees. • No security deposit. • A credit limit of up to $5,000.

Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.