Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

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Card details

  • Get up to 6% cash back by referring friends!

  • Start with 1% and get an extra 0.5% for a full year for every friend you bring on board

  • Up to $5,000 credit limit

  • No annual fee, no security deposit, no foreign transaction fees

  • Simple, intuitive app to manage your account

  • Unique auto payment options that help you build and maintain your credit score

  • Receive cash back automatically every month as a statement credit after three on time payments

  • Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked.

  • Your cash back maximum varies based on your credit limit.

  • Cash back not limited to certain categories, earn on almost all everyday purchases

  • Issued by WebBank, Member FDIC

Rates, fees & offers

  • Annual fee

    $0*

  • Rewards rate

    1%-6%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.49% - 24.99% Variable

    Cash Advance APR: 24.99% - 29.99% Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0*

Annual Fee

$95

Annual Fee

$0

Regular APR

15.49% - 24.99% Variable

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

12.99% - 22.99% Variable APR

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Melissa Lambarena

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee*

  • No foreign transaction fee

Cons
  • Limited credit bureau reporting

The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.

Features include:

• An annual fee of $0*.
• No foreign transaction fees.
• No security deposit.
• A credit limit of up to $5,000.

Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.