Jasper Mastercard®
on Jasper's website
Jasper Mastercard®
Card details
Get up to 6% cash back by referring friends!
Start with 1% and get an extra 0.5% for a full year for every friend you bring on board
Up to $5,000 credit limit
No annual fee, no security deposit, no foreign transaction fees
Simple, intuitive app to manage your account
Unique auto payment options that help you build and maintain your credit score
Receive cash back automatically every month as a statement credit after three on time payments
Earn cash back as long as your account is in good standing. If your account is past due, cash back will be locked.
Your cash back maximum varies based on your credit limit.
Cash back not limited to certain categories, earn on almost all everyday purchases
Issued by WebBank, Member FDIC
Rates, fees & offers
Annual fee
$0*
Rewards rate
1%-6%
Bonus offer
None
Intro APR
N/A
Ongoing APR
APR: 15.49% - 24.99% Variable
Cash Advance APR: 24.99% - 29.99% Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0* | Annual Fee$95 | Annual Fee$0 |
Regular APR15.99% - 22.99% Variable APR | Regular APR12.99% - 22.99% Variable APR | |
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
Rating details
3.4
Editor's overall rating
Pros and cons
Pros
No annual fee*
No foreign transaction fee
Cons
Limited credit bureau reporting
The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.
Features include:
• An annual fee of $0*.
• No foreign transaction fees.
• No security deposit.
• A credit limit of up to $5,000.
Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.
