Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

Jasper Mastercard®

Jasper Mastercard®

Jasper Mastercard®

on Jasper's website

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Card details

  • No credit history required if you don’t already have one (proof of income required to apply)

  • Unique autopay settings, push notifications, and utilization alerts that help you manage your account and build your credit

  • All the benefits of a premium Mastercard®

  • Earn 1% cash back on every eligible** purchase.

  • No annual fee*, no security deposit, up to a $5k credit limit

  • Not for credit repair

  • Issued by WebBank, Member FDIC

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0*

  • Rewards rate

    1%

  • Bonus offer

    None

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.49% - 24.99% Variable

    Cash Advance APR: 24.99% - 29.99% Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0*

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

15.49% - 24.99% Variable

Rates & Fees

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Melissa Lambarena

Rating details

3.4

Editor's overall rating

Pros and cons

Pros
  • No annual fee*

  • No foreign transaction fee

Cons
  • Limited credit bureau reporting

The Jasper Mastercard®, from the company formerly known as CreditStacks, aims to help working professionals with no previous credit history qualify for a credit card. This card will be of particular interest to newcomers to the U.S.

Features include:

• An annual fee of $0*.
• No foreign transaction fees.
• No security deposit.
• A credit limit of up to $5,000.

Jasper doesn’t rely only on traditional credit factors to evaluate applicants, so you don't need an existing credit history to apply. People new to the U.S. may apply without a Social Security number, but it must be reported within 60 days of card activation. For more information, see NerdWallet’s full review of this card.